Capital.com Review 2026
Established in 2016
•
Cyprus
• FCA Regulated
Capital.com is a well-established broker with a solid 4.4/5 rating. Regulated by FCA (highest protection tier), this broker offers spreads from 0.8 pips on EUR/USD with a minimum deposit of $20. Trade 6400+ instruments including forex, CFDs, and more.
📊 Capital.com Overview
Capital.com (Capital Com SV Investments Limited) is a well-established broker founded in 2016 headquartered in Limassol, Cyprus. The broker operates under the supervision of FCA , one of the world's most respected financial regulators known for strict oversight and investor protection .
With access to 6400+ tradable instruments including 138 forex pairs , 477 cryptocurrencies , 5400 stocks , and various indices, Capital.com caters to diverse trading strategies.
| Legal Name | Capital Com SV Investments Limited |
|---|---|
| Founded | 2016 |
| Headquarters |
Limassol, Cyprus
|
| Primary Regulation | FCA (Tier 1 - Highest Protection) |
| Instruments | 6400+ assets |
| Min Deposit | $20 |
| Max Leverage | 1:30 |
📖 Capital.com — In-Depth Introduction
Operating since 2016, Capital.com has developed a solid reputation over its 10-year history. The FCA license held by Capital.com represents the gold standard in forex regulation. Traders can operate with confidence knowing their funds are protected by one of the world's most respected financial authorities. Capital.com focuses on accessibility, requiring just $20 to open a live account—making it suitable for beginners testing the waters.
Company Background
Capital.com (legally Capital Com SV Investments Limited) has been operating in the financial services industry for 10 years. Headquartered in Limassol, Cyprus, the broker has established a solid track record through various market conditions.
The broker provides access to 6400+ tradable instruments.
💸 Capital.com Fees — Complete Cost Analysis
Capital.com offers competitive trading costs that will appeal to cost-conscious traders. The 0.8 pip spread on EUR/USD is below the industry average, providing good value. Capital.com operates on a spread-only model with no commission charges on standard accounts. This simplifies cost calculation—what you see in the spread is what you pay. For context, a day trader executing 5 round-turn trades daily at 1 lot each would pay roughly $40 in spread costs per day with Capital.com. Over a month (22 trading days), that's $880.
Trading Costs Breakdown
💡 Cost Calculator: Capital.com
Non-Trading Fees
| Fee Type | Capital.com | Industry Average |
|---|---|---|
| Deposit Fee | Free | Free - $25 |
| Withdrawal Fee | Varies by method | $0 - $50 |
| Inactivity Fee | None | $10-50/month |
Want to compare fees with other brokers?
⚖️ Compare🛡️ Is Capital.com Safe? — Complete Security Analysis
Capital.com's 85/100 Trust Score places it among the safest brokers in our database. This score is calculated using 15+ safety factors including regulation, fund segregation, and company transparency. Client funds at Capital.com are held in segregated accounts at top-tier banks, completely separate from the company's operational funds. This means even in the unlikely event of broker insolvency, your money remains protected and inaccessible to creditors.
Regulatory Framework
Capital.com is regulated by FCA.
Security Features Checklist
Understanding the Trust Score
Our 85/100 Trust Score is calculated using 15+ safety factors including regulation, company history, financial transparency, and client fund protection.
📋 Methodology👤 Who Should Use Capital.com?
✅ Best For
- Beginners will appreciate Capital.com's low $20 minimum deposit, free demo account, and educational resources. The learning curve is manageable, making it suitable for those just starting their trading journey.
- Muslim traders can benefit from Capital.com's swap-free Islamic accounts, which comply with Sharia principles. No interest is charged on overnight positions.
- Professional traders will appreciate Capital.com's institutional-grade features: tight spreads, advanced platforms, API access, and high leverage options (where permitted).
❌ May Not Suit
- Those seeking the absolute lowest trading costs.
Looking for alternatives?
📝 The Bottom Line on Capital.com
Capital.com is a solid choice for most traders looking for reliability with a 4.4/5 rating.
📈 Capital.com Detailed Scores
Our expert team evaluates brokers across 8 key categories. Here's how Capital.com performed in our rigorous testing:
Capital.com offers a solid trading experience with competitive conditions.
💰 Capital.com Fees & Spreads
Understanding trading costs is crucial for profitability. Capital.com uses a Variable spread model with no commission on standard accounts. The average EUR/USD spread is 0.8 pips — competitive compared to industry average.
📊 Typical Spreads
| Pair | Min | Average |
|---|---|---|
| EUR/USD | 0.6 | 0.8 pips |
| GBP/USD | 0.8 | 1.2 pips |
| USD/JPY | 0.6 | 1.0 pips |
| XAU/USD | 15 | 25 cents |
💳 Other Fees
| Commission (ECN) | No commission |
| Deposit Fee | Free |
| Withdrawal Fee | Free (method dependent) |
| Inactivity Fee | None |
| Swap-Free (Islamic) | ✓ Available |
💡 Trading Cost Example
Trading 1 standard lot (100,000 units) of EUR/USD with Capital.com:
- Spread Cost: 0.8 pips × $10/pip = $8.0
- Commission: $0
- Total Cost: $8.0 per lot
🛡️ Capital.com Regulation & Safety
Capital.com is regulated by FCA, a Tier 1 - Highest Protection regulatory authority. This means the broker must adhere to the strictest financial regulations, including capital requirements, regular audits, and mandatory investor protection schemes.
📜 Regulatory Licenses
- FCA 793714
- CySEC 319/17
- ASIC 513393
- FSA SC
🔒 Safety Features
- ✓ Segregated Client Funds
- ✓ Negative Balance Protection
- ✗ Investor Compensation
- — Publicly Traded
🎯 Trust Score: 85/100
High Trust: Capital.com has demonstrated excellent regulatory compliance and safety standards.
🖥️ Capital.com Trading Platforms
Capital.com offers 3 trading platforms, giving traders flexibility in how they access the markets. Mobile apps are also available for iOS and Android.
MetaTrader 4
The world's most popular forex platform. Ideal for beginners and algo traders with Expert Advisor support.
- ✓ Expert Advisors (EAs)
- ✓ Custom Indicators
- ✓ One-Click Trading
- ✓ Mobile & Desktop
TradingView
Popular charting platform with social features and extensive technical analysis tools.
- ✓ Social Trading
- ✓ Pine Script
- ✓ Cloud-Based
- ✓ Paper Trading
Capital.com Platform
Capital.com's custom-built trading platform designed specifically for their clients.
- ✓ Custom Features
- ✓ Integrated Tools
- ✓ Web-Based
- ✓ Mobile App
📋 Platform Comparison
| Feature | MT4 | MT5 | cTrader | Capital.com Platform |
|---|---|---|---|---|
| Available | ✓ | ✗ | ✗ | ✓ |
| Copy Trading | ✗ | ✗ | ✗ | ✗ |
| Algo Trading | ✓ | ✗ | ✗ | ✗ |
| VPS Available | Not offered | |||
| API Access | Not available | |||
🌐 Capital.com Tradable Instruments
Capital.com offers access to 6400+ tradable instruments across multiple asset classes. This includes 138 forex pairs , 477 cryptocurrencies , and 5400 global stocks.
👤 Capital.com Account Types
Capital.com offers various account types to suit different trading needs and experience levels. Demo accounts are available for practice. Swap-free Islamic accounts are also available for Muslim traders.
Practice with virtual funds
Compliant with Sharia law
Not available
Not available
Not available
💳 Capital.com Deposits & Withdrawals
Capital.com requires a minimum deposit of $20 — one of the most accessible in the industry.
📥 Deposit Methods
- 💳Credit/Debit Cards
- 🏦Bank Wire Transfer
- 📱E-Wallets (Skrill, Neteller)
📤 Withdrawal Methods
- 💳Credit/Debit Cards
- 🏦Bank Wire Transfer
- 📱E-Wallets
⚖️ Capital.com Pros & Cons
✅ Pros
- Competitive spreads with average 0.8 pips on EUR/USD
- Top-tier FCA regulation ensures high safety standards
- Free demo account available for practice
- Low minimum deposit of just $20 makes it accessible
- Negative balance protection for retail traders
- Swap-free Islamic accounts available
❌ Cons
- No copy trading feature
- Limited educational resources for advanced traders
📚 Capital.com Education & Research
Capital.com's educational offerings are limited compared to some competitors.
Limited
Not available
Basic coverage
Available on trading platforms
🎧 Capital.com Customer Support
Capital.com offers customer support to assist traders with their queries.
⭐ Capital.com User Reviews
📝 User reviews will be displayed here. Share your experience with Capital.com!
Write a Review🏆 Capital.com — Our Verdict
Capital.com is a solid choice for most traders. With FCA regulation, 0.8 pips EUR/USD spreads, and a $20 minimum deposit, this broker is particularly accessible for beginners .
Best for: Safety-focused traders , Beginners with limited capital
⚠️ Risk Warning: CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 74-89% of retail investor accounts lose money when trading CFDs with this provider. Consider whether you understand how CFDs work and whether you can afford the high risk of losing your money.
❓ Capital.com — Frequently Asked Questions
Is Capital.com a safe and regulated broker?
Yes, Capital.com is regulated by FCA, which is a Tier 1 - Highest Protection regulatory authority. The broker also holds licenses from 3 additional regulators. Client funds are kept in segregated accounts with negative balance protection.
What is the minimum deposit at Capital.com?
The minimum deposit at Capital.com is $20. This is considered low and accessible for beginners.
What trading platforms does Capital.com offer?
Capital.com offers the following trading platforms:
- MetaTrader 4 (MT4) — The most popular forex trading platform
- TradingView — Popular charting and analysis platform
- Capital.com Platform — Custom-built trading solution
- Web Platform — Trade directly from your browser
- Mobile Apps — Available for iOS and Android
What are Capital.com's spreads on EUR/USD?
Capital.com offers EUR/USD spreads from 0.6 pips with an average of 0.8 pips. The broker uses Variable spreads.
How long do withdrawals take at Capital.com?
Withdrawal processing times at Capital.com depend on the payment method:
- E-wallets: 0-24 hours
- Credit/Debit Cards: 2-5 business days
- Bank Transfers: 3-7 business days
Does Capital.com offer a demo account?
Yes, Capital.com offers free demo accounts with virtual funds so you can practice trading without risking real money. This is an excellent way to test the platform and develop your trading strategy.
What is Capital.com's maximum leverage?
Capital.com offers maximum leverage of 1:30. However, note that leverage limits vary by region due to regulatory requirements:
- EU/UK/Australia: Up to 1:30 for major forex pairs (retail)
- Professional traders: Higher leverage may be available upon qualification
- Other jurisdictions: Leverage up to 1:30 may be available
Higher leverage increases both potential profits and potential losses.
Can I use Capital.com in ?
Capital.com accepts traders from . The broker operates under FCA regulation. Always verify current availability and applicable regulations on the broker's website.
Does Capital.com offer Islamic (swap-free) accounts?
Yes, Capital.com offers Islamic (swap-free) accounts that comply with Sharia law. These accounts do not incur swap charges for positions held overnight. Contact Capital.com's support to request an Islamic account.
What instruments can I trade with Capital.com?
Capital.com offers access to 6400+ tradable instruments:
- 138 Forex currency pairs
- 477 Cryptocurrencies
- 5400 Stock CFDs
- 23 Index CFDs
- 31 Commodities
