Deriv Review 2026
Established in 1999
•
Malta
• MFSA Regulated
Deriv offers forex and CFD trading services with a 3.8/5 rating. Regulated by MFSA, this broker offers spreads from 1.0 pips on EUR/USD with a minimum deposit of $5. Trade 150+ instruments including forex, CFDs, and more.
📊 Deriv Overview
Deriv (Deriv Group) is a well-established broker founded in 1999 headquartered in Birkirkara, Malta. The broker operates under the supervision of MFSA , a reputable regulatory authority.
With access to 150+ tradable instruments including 50 forex pairs , 30 cryptocurrencies , and various indices, Deriv caters to diverse trading strategies.
| Legal Name | Deriv Group |
|---|---|
| Founded | 1999 |
| Headquarters |
Birkirkara, Malta
|
| Primary Regulation | MFSA (Tier 2 - Strong Protection) |
| Instruments | 150+ assets |
| Min Deposit | $5 |
| Max Leverage | 1:1000 |
📖 Deriv — In-Depth Introduction
Few brokers can match the 27-year legacy of Deriv, a true industry pioneer that has weathered multiple market cycles. Deriv operates under MFSA regulation, which provides a solid framework for investor protection. While not quite at the tier-1 level, this regulatory status ensures the broker maintains proper business practices and fund security measures. With a $5 minimum deposit requirement, Deriv removes barriers to entry for new traders.
Company Background
Deriv (legally Deriv Group) has been operating in the financial services industry for 27 years. Headquartered in Birkirkara, Malta, the company has weathered multiple market cycles including the 2008 financial crisis and the 2020 pandemic volatility, demonstrating operational resilience.
The broker provides access to 150+ tradable instruments.
💸 Deriv Fees — Complete Cost Analysis
Trading costs at Deriv are reasonable, with 1.0 pip spreads on EUR/USD representing fair value in the current market. Deriv operates on a spread-only model with no commission charges on standard accounts. This simplifies cost calculation—what you see in the spread is what you pay. To put this in perspective: trading 10 lots per month on EUR/USD at Deriv's 1.0 pip spread would cost approximately $100 in spread fees alone. Compare this to an industry-average broker at 1.0 pips, where the same volume would cost $100.
Trading Costs Breakdown
💡 Cost Calculator: Deriv
Non-Trading Fees
| Fee Type | Deriv | Industry Average |
|---|---|---|
| Deposit Fee | Free | Free - $25 |
| Withdrawal Fee | Varies by method | $0 - $50 |
| Inactivity Fee | None | $10-50/month |
Want to compare fees with other brokers?
⚖️ Compare🛡️ Is Deriv Safe? — Complete Security Analysis
Deriv's Trust Score of 65/100 suggests moderate safety levels. While basic protections exist, traders should carefully consider their risk tolerance. Funds deposited with Deriv are kept separate from company funds in segregated accounts. Standard regulatory protections apply.
Regulatory Framework
Deriv holds a MFSA license.
Security Features Checklist
Understanding the Trust Score
Our 65/100 Trust Score is calculated using 15+ safety factors including regulation, company history, financial transparency, and client fund protection.
📋 Methodology👤 Who Should Use Deriv?
✅ Best For
- Beginners will appreciate Deriv's low $5 minimum deposit, free demo account, and educational resources. The learning curve is manageable, making it suitable for those just starting their trading journey.
- Muslim traders can benefit from Deriv's swap-free Islamic accounts, which comply with Sharia principles. No interest is charged on overnight positions.
❌ May Not Suit
- Traders prioritizing maximum safety may prefer tier-1 regulated alternatives with stronger investor protection schemes.
Looking for alternatives?
📝 The Bottom Line on Deriv
Deriv is a decent option worth considering with a 3.8/5 rating.
📈 Deriv Detailed Scores
Our expert team evaluates brokers across 8 key categories. Here's how Deriv performed in our rigorous testing:
Deriv is a decent choice but has areas that could be improved.
💰 Deriv Fees & Spreads
Understanding trading costs is crucial for profitability. Deriv uses a Variable spread model with no commission on standard accounts. The average EUR/USD spread is 1.0 pips — competitive compared to industry average.
📊 Typical Spreads
| Pair | Min | Average |
|---|---|---|
| EUR/USD | 0.5 | 1.0 pips |
| GBP/USD | 0.8 | 1.2 pips |
| USD/JPY | 0.6 | 1.0 pips |
| XAU/USD | 15 | 25 cents |
💳 Other Fees
| Commission (ECN) | No commission |
| Deposit Fee | Free |
| Withdrawal Fee | Free (method dependent) |
| Inactivity Fee | None |
| Swap-Free (Islamic) | ✓ Available |
💡 Trading Cost Example
Trading 1 standard lot (100,000 units) of EUR/USD with Deriv:
- Spread Cost: 1.0 pips × $10/pip = $10.0
- Commission: $0
- Total Cost: $10.0 per lot
🛡️ Deriv Regulation & Safety
Deriv is regulated by MFSA, a Tier 2 - Strong Protection regulatory authority. This provides a solid level of investor protection, including fund segregation and dispute resolution mechanisms.
📜 Regulatory Licenses
- MFSA IS/70156
- VFSC 014556
- FSC BVI SIBA/L/18/1114
🔒 Safety Features
- ✓ Segregated Client Funds
- ✓ Negative Balance Protection
- ✗ Investor Compensation
- — Publicly Traded
🎯 Trust Score: 65/100
Moderate Trust: Deriv meets industry standards for safety and regulation.
🖥️ Deriv Trading Platforms
Deriv offers 3 trading platforms, giving traders flexibility in how they access the markets. Mobile apps are also available for iOS and Android.
MetaTrader 5
Advanced multi-asset platform with more timeframes, order types, and improved backtesting.
- ✓ 21 Timeframes
- ✓ Depth of Market
- ✓ Economic Calendar
- ✓ Multi-Asset Support
DTrader
Deriv's custom-built trading platform designed specifically for their clients.
- ✓ Custom Features
- ✓ Integrated Tools
- ✓ Web-Based
- ✓ Mobile App
📋 Platform Comparison
| Feature | MT4 | MT5 | cTrader | DTrader |
|---|---|---|---|---|
| Available | ✗ | ✓ | ✗ | ✓ |
| Copy Trading | ✗ | ✗ | ✗ | ✗ |
| Algo Trading | ✗ | ✓ | ✗ | ✗ |
| VPS Available | Not offered | |||
| API Access | Not available | |||
🌐 Deriv Tradable Instruments
Deriv offers access to 150+ tradable instruments across multiple asset classes. This includes 50 forex pairs , 30 cryptocurrencies .
👤 Deriv Account Types
Deriv offers various account types to suit different trading needs and experience levels. Demo accounts are available for practice. Swap-free Islamic accounts are also available for Muslim traders.
Practice with virtual funds
Compliant with Sharia law
Not available
Not available
Not available
💳 Deriv Deposits & Withdrawals
Deriv requires a minimum deposit of $5 — one of the most accessible in the industry.
📥 Deposit Methods
- 💳Credit/Debit Cards
- 🏦Bank Wire Transfer
- 📱E-Wallets (Skrill, Neteller)
📤 Withdrawal Methods
- 💳Credit/Debit Cards
- 🏦Bank Wire Transfer
- 📱E-Wallets
⚖️ Deriv Pros & Cons
✅ Pros
- Competitive spreads with average 1.0 pips on EUR/USD
- Regulated by MFSA with investor protection
- Free demo account available for practice
- Low minimum deposit of just $5 makes it accessible
- Negative balance protection for retail traders
- Swap-free Islamic accounts available
❌ Cons
- No copy trading feature
- Limited educational resources for advanced traders
📚 Deriv Education & Research
Deriv's educational offerings are limited compared to some competitors.
Limited
Not available
Basic coverage
Available on trading platforms
🎧 Deriv Customer Support
Deriv offers customer support to assist traders with their queries.
⭐ Deriv User Reviews
📝 User reviews will be displayed here. Share your experience with Deriv!
Write a Review🏆 Deriv — Our Verdict
Deriv is a decent broker with some limitations. With MFSA regulation, 1.0 pips EUR/USD spreads, and a $5 minimum deposit, this broker is particularly accessible for beginners .
Best for: Beginners with limited capital
⚠️ Risk Warning: CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 74-89% of retail investor accounts lose money when trading CFDs with this provider. Consider whether you understand how CFDs work and whether you can afford the high risk of losing your money.
❓ Deriv — Frequently Asked Questions
Is Deriv a safe and regulated broker?
Yes, Deriv is regulated by MFSA, which is a Tier 2 - Strong Protection regulatory authority. The broker also holds licenses from 2 additional regulators. Client funds are kept in segregated accounts with negative balance protection.
What is the minimum deposit at Deriv?
The minimum deposit at Deriv is $5. This is considered low and accessible for beginners.
What trading platforms does Deriv offer?
Deriv offers the following trading platforms:
- MetaTrader 5 (MT5) — Advanced multi-asset platform
- DTrader — Custom-built trading solution
- Web Platform — Trade directly from your browser
- Mobile Apps — Available for iOS and Android
What are Deriv's spreads on EUR/USD?
Deriv offers EUR/USD spreads from 0.5 pips with an average of 1.0 pips. The broker uses Variable spreads.
How long do withdrawals take at Deriv?
Withdrawal processing times at Deriv depend on the payment method:
- E-wallets: 0-24 hours
- Credit/Debit Cards: 2-5 business days
- Bank Transfers: 3-7 business days
Does Deriv offer a demo account?
Yes, Deriv offers free demo accounts with virtual funds so you can practice trading without risking real money. This is an excellent way to test the platform and develop your trading strategy.
What is Deriv's maximum leverage?
Deriv offers maximum leverage of 1:1000. However, note that leverage limits vary by region due to regulatory requirements:
- EU/UK/Australia: Up to 1:30 for major forex pairs (retail)
- Professional traders: Higher leverage may be available upon qualification
- Other jurisdictions: Leverage up to 1:1000 may be available
Higher leverage increases both potential profits and potential losses.
Can I use Deriv in ?
Deriv accepts traders from . The broker operates under MFSA regulation. Always verify current availability and applicable regulations on the broker's website.
Does Deriv offer Islamic (swap-free) accounts?
Yes, Deriv offers Islamic (swap-free) accounts that comply with Sharia law. These accounts do not incur swap charges for positions held overnight. Contact Deriv's support to request an Islamic account.
What instruments can I trade with Deriv?
Deriv offers access to 150+ tradable instruments:
- 50 Forex currency pairs
- 30 Cryptocurrencies
- 15 Index CFDs
- 10 Commodities