FOREX.com Review 2026
Established in 1999
•
United States
• CFTC Regulated
FOREX.com is a well-established broker with a solid 4.3/5 rating. Regulated by CFTC (highest protection tier), this broker offers spreads from 1.2 pips on EUR/USD with a minimum deposit of $100. Trade 5500+ instruments including forex, CFDs, and more.
📊 FOREX.com Overview
FOREX.com (GAIN Capital Holdings Inc (StoneX)) is a well-established broker founded in 1999 headquartered in New Jersey, United States. The broker operates under the supervision of CFTC , one of the world's most respected financial regulators known for strict oversight and investor protection .
With access to 5500+ tradable instruments including 80 forex pairs , 5 cryptocurrencies , 4500 stocks , and various indices, FOREX.com caters to diverse trading strategies.
| Legal Name | GAIN Capital Holdings Inc (StoneX) |
|---|---|
| Founded | 1999 |
| Headquarters |
New Jersey, United States
|
| Primary Regulation | CFTC (Tier 1 - Highest Protection) |
| Publicly Traded | Yes (SNEX) |
| Instruments | 5500+ assets |
| Min Deposit | $100 |
| Max Leverage | 1:50 |
📖 FOREX.com — In-Depth Introduction
Since 1999, FOREX.com has been serving traders worldwide, accumulating 27 years of expertise in the financial markets. Operating under the stringent oversight of CFTC, FOREX.com adheres to the highest regulatory standards in the industry. This tier-1 regulation means clients benefit from robust investor protection, including segregated accounts, negative balance protection, and access to compensation schemes. FOREX.com focuses on accessibility, requiring just $100 to open a live account—making it suitable for beginners testing the waters.
Company Background
FOREX.com (legally GAIN Capital Holdings Inc (StoneX)) has been operating in the financial services industry for 27 years. Headquartered in New Jersey, United States, the company has weathered multiple market cycles including the 2008 financial crisis and the 2020 pandemic volatility, demonstrating operational resilience.
As a publicly traded company (SNEX), FOREX.com is subject to enhanced financial disclosure requirements, providing an additional layer of transparency.
The broker provides access to 5500+ tradable instruments.
💸 FOREX.com Fees — Complete Cost Analysis
FOREX.com's spreads of 1.2 pips on EUR/USD fall within the industry average range. While not the cheapest option, these costs are acceptable for most trading styles. There are no commission fees on FOREX.com's standard accounts. All trading costs are embedded in the spread, making it straightforward to calculate your expenses. For context, a day trader executing 5 round-turn trades daily at 1 lot each would pay roughly $60 in spread costs per day with FOREX.com. Over a month (22 trading days), that's $1320.
Trading Costs Breakdown
💡 Cost Calculator: FOREX.com
Non-Trading Fees
| Fee Type | FOREX.com | Industry Average |
|---|---|---|
| Deposit Fee | Free | Free - $25 |
| Withdrawal Fee | Varies by method | $0 - $50 |
| Inactivity Fee | None | $10-50/month |
Want to compare fees with other brokers?
⚖️ Compare🛡️ Is FOREX.com Safe? — Complete Security Analysis
Safety and fund security are paramount when choosing a broker, and FOREX.com excels in this area with a Trust Score of 95/100. This rating reflects strong regulatory compliance, robust fund protection measures, and a clean operational history. FOREX.com implements institutional-grade fund security: segregated accounts, regular third-party audits, and in some jurisdictions, investor compensation scheme coverage up to €20,000.
Regulatory Framework
FOREX.com is regulated by CFTC.
Security Features Checklist
Understanding the Trust Score
Our 95/100 Trust Score is calculated using 15+ safety factors including regulation, company history, financial transparency, and client fund protection.
📋 Methodology👤 Who Should Use FOREX.com?
✅ Best For
- Beginners will appreciate FOREX.com's low $100 minimum deposit, free demo account, and educational resources. The learning curve is manageable, making it suitable for those just starting their trading journey.
- Professional traders will appreciate FOREX.com's institutional-grade features: tight spreads, advanced platforms, API access, and high leverage options (where permitted).
❌ May Not Suit
- Those seeking the absolute lowest trading costs.
Looking for alternatives?
📝 The Bottom Line on FOREX.com
FOREX.com is a solid choice for most traders looking for reliability with a 4.3/5 rating.
📈 FOREX.com Detailed Scores
Our expert team evaluates brokers across 8 key categories. Here's how FOREX.com performed in our rigorous testing:
FOREX.com offers a solid trading experience with competitive conditions.
💰 FOREX.com Fees & Spreads
Understanding trading costs is crucial for profitability. FOREX.com uses a Variable spread model with no commission on standard accounts. The average EUR/USD spread is 1.2 pips .
📊 Typical Spreads
| Pair | Min | Average |
|---|---|---|
| EUR/USD | 1.0 | 1.2 pips |
| GBP/USD | 0.8 | 1.2 pips |
| USD/JPY | 0.6 | 1.0 pips |
| XAU/USD | 15 | 25 cents |
💳 Other Fees
| Commission (ECN) | No commission |
| Deposit Fee | Free |
| Withdrawal Fee | Free (method dependent) |
| Inactivity Fee | None |
| Swap-Free (Islamic) | Not available |
💡 Trading Cost Example
Trading 1 standard lot (100,000 units) of EUR/USD with FOREX.com:
- Spread Cost: 1.2 pips × $10/pip = $12.0
- Commission: $0
- Total Cost: $12.0 per lot
🛡️ FOREX.com Regulation & Safety
FOREX.com is regulated by CFTC, a Tier 1 - Highest Protection regulatory authority. This means the broker must adhere to the strictest financial regulations, including capital requirements, regular audits, and mandatory investor protection schemes.
📜 Regulatory Licenses
- CFTC
- NFA 0339826
- FCA 446717
- ASIC 345646
- IIROC
- CIMA
🔒 Safety Features
- ✓ Segregated Client Funds
- ✓ Negative Balance Protection
- ✗ Investor Compensation
- ✓ Publicly Traded (SNEX)
🎯 Trust Score: 95/100
High Trust: FOREX.com has demonstrated excellent regulatory compliance and safety standards.
🖥️ FOREX.com Trading Platforms
FOREX.com offers 4 trading platforms, giving traders flexibility in how they access the markets. Mobile apps are also available for iOS and Android.
MetaTrader 4
The world's most popular forex platform. Ideal for beginners and algo traders with Expert Advisor support.
- ✓ Expert Advisors (EAs)
- ✓ Custom Indicators
- ✓ One-Click Trading
- ✓ Mobile & Desktop
MetaTrader 5
Advanced multi-asset platform with more timeframes, order types, and improved backtesting.
- ✓ 21 Timeframes
- ✓ Depth of Market
- ✓ Economic Calendar
- ✓ Multi-Asset Support
TradingView
Popular charting platform with social features and extensive technical analysis tools.
- ✓ Social Trading
- ✓ Pine Script
- ✓ Cloud-Based
- ✓ Paper Trading
Advanced Trading
FOREX.com's custom-built trading platform designed specifically for their clients.
- ✓ Custom Features
- ✓ Integrated Tools
- ✓ Web-Based
- ✓ Mobile App
📋 Platform Comparison
| Feature | MT4 | MT5 | cTrader | Advanced Trading |
|---|---|---|---|---|
| Available | ✓ | ✓ | ✗ | ✓ |
| Copy Trading | ✗ | ✗ | ✗ | ✗ |
| Algo Trading | ✓ | ✓ | ✗ | ✗ |
| VPS Available | Not offered | |||
| API Access | Not available | |||
🌐 FOREX.com Tradable Instruments
FOREX.com offers access to 5500+ tradable instruments across multiple asset classes. This includes 80 forex pairs , 5 cryptocurrencies , and 4500 global stocks.
👤 FOREX.com Account Types
FOREX.com offers various account types to suit different trading needs and experience levels. Demo accounts are available for practice.
Practice with virtual funds
Not available
Not available
Not available
Not available
💳 FOREX.com Deposits & Withdrawals
FOREX.com requires a minimum deposit of $100 — one of the most accessible in the industry.
📥 Deposit Methods
- 💳Credit/Debit Cards
- 🏦Bank Wire Transfer
- 📱E-Wallets (Skrill, Neteller)
📤 Withdrawal Methods
- 💳Credit/Debit Cards
- 🏦Bank Wire Transfer
- 📱E-Wallets
⚖️ FOREX.com Pros & Cons
✅ Pros
- Top-tier CFTC regulation ensures high safety standards
- Offers both MetaTrader 4 and MetaTrader 5 platforms
- Free demo account available for practice
- Low minimum deposit of just $100 makes it accessible
- Negative balance protection for retail traders
❌ Cons
- No copy trading feature
- Limited educational resources for advanced traders
📚 FOREX.com Education & Research
FOREX.com's educational offerings are limited compared to some competitors.
Limited
Not available
Basic coverage
Available on trading platforms
🎧 FOREX.com Customer Support
FOREX.com offers customer support to assist traders with their queries.
⭐ FOREX.com User Reviews
📝 User reviews will be displayed here. Share your experience with FOREX.com!
Write a Review🏆 FOREX.com — Our Verdict
FOREX.com is a solid choice for most traders. With CFTC regulation, 1.2 pips EUR/USD spreads, and a $100 minimum deposit, this broker is particularly accessible for beginners .
Best for: Safety-focused traders , Beginners with limited capital
⚠️ Risk Warning: CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 74-89% of retail investor accounts lose money when trading CFDs with this provider. Consider whether you understand how CFDs work and whether you can afford the high risk of losing your money.
❓ FOREX.com — Frequently Asked Questions
Is FOREX.com a safe and regulated broker?
Yes, FOREX.com is regulated by CFTC, which is a Tier 1 - Highest Protection regulatory authority. The broker also holds licenses from 5 additional regulators. Client funds are kept in segregated accounts with negative balance protection.
What is the minimum deposit at FOREX.com?
The minimum deposit at FOREX.com is $100. This is considered low and accessible for beginners.
What trading platforms does FOREX.com offer?
FOREX.com offers the following trading platforms:
- MetaTrader 4 (MT4) — The most popular forex trading platform
- MetaTrader 5 (MT5) — Advanced multi-asset platform
- TradingView — Popular charting and analysis platform
- Advanced Trading — Custom-built trading solution
- Web Platform — Trade directly from your browser
- Mobile Apps — Available for iOS and Android
What are FOREX.com's spreads on EUR/USD?
FOREX.com offers EUR/USD spreads from 1.0 pips with an average of 1.2 pips. The broker uses Variable spreads.
How long do withdrawals take at FOREX.com?
Withdrawal processing times at FOREX.com depend on the payment method:
- E-wallets: 0-24 hours
- Credit/Debit Cards: 2-5 business days
- Bank Transfers: 3-7 business days
Does FOREX.com offer a demo account?
Yes, FOREX.com offers free demo accounts with virtual funds so you can practice trading without risking real money. This is an excellent way to test the platform and develop your trading strategy.
What is FOREX.com's maximum leverage?
FOREX.com offers maximum leverage of 1:50. However, note that leverage limits vary by region due to regulatory requirements:
- EU/UK/Australia: Up to 1:30 for major forex pairs (retail)
- Professional traders: Higher leverage may be available upon qualification
- Other jurisdictions: Leverage up to 1:50 may be available
Higher leverage increases both potential profits and potential losses.
Can I use FOREX.com in ?
FOREX.com accepts traders from . The broker operates under CFTC regulation. Always verify current availability and applicable regulations on the broker's website.
Does FOREX.com offer Islamic (swap-free) accounts?
FOREX.com does not currently advertise Islamic accounts. If you require swap-free trading, we recommend contacting them directly or considering an alternative broker.
What instruments can I trade with FOREX.com?
FOREX.com offers access to 5500+ tradable instruments:
- 80 Forex currency pairs
- 5 Cryptocurrencies
- 4500 Stock CFDs
- 15 Index CFDs
- 10 Commodities
