HFM Review 2026
Established in 2010
•
Cyprus
• CySEC Regulated
HFM is a well-established broker with a solid 4.3/5 rating. Regulated by CySEC, this broker offers spreads from 1.0 pips on EUR/USD with a minimum deposit of $5. Trade 1200+ instruments including forex, CFDs, and more.
📊 HFM Overview
HFM (HF Markets Group) is a well-established broker founded in 2010 headquartered in Limassol, Cyprus. The broker operates under the supervision of CySEC , a reputable regulatory authority.
With access to 1200+ tradable instruments including 53 forex pairs , 40 cryptocurrencies , 920 stocks , and various indices, HFM caters to diverse trading strategies.
| Legal Name | HF Markets Group |
|---|---|
| Founded | 2010 |
| Headquarters |
Limassol, Cyprus
|
| Primary Regulation | CySEC (Tier 2 - Strong Protection) |
| Instruments | 1200+ assets |
| Min Deposit | $5 |
| Max Leverage | 1:1000 |
📖 HFM — In-Depth Introduction
With over 16 years of industry experience, HFM has established itself as a leading force in the forex and CFD trading space. Regulated by CySEC, HFM offers traders a reasonable level of regulatory oversight. This includes fund segregation requirements and dispute resolution mechanisms. HFM focuses on accessibility, requiring just $5 to open a live account—making it suitable for beginners testing the waters.
Company Background
HFM (legally HF Markets Group) has been operating in the financial services industry for 16 years. Headquartered in Limassol, Cyprus, the company has weathered multiple market cycles including the 2008 financial crisis and the 2020 pandemic volatility, demonstrating operational resilience.
The broker provides access to 1200+ tradable instruments.
💸 HFM Fees — Complete Cost Analysis
Trading costs at HFM are reasonable, with 1.0 pip spreads on EUR/USD representing fair value in the current market. There are no commission fees on HFM's standard accounts. All trading costs are embedded in the spread, making it straightforward to calculate your expenses. To put this in perspective: trading 10 lots per month on EUR/USD at HFM's 1.0 pip spread would cost approximately $100 in spread fees alone. Compare this to an industry-average broker at 1.0 pips, where the same volume would cost $100.
Trading Costs Breakdown
💡 Cost Calculator: HFM
Non-Trading Fees
| Fee Type | HFM | Industry Average |
|---|---|---|
| Deposit Fee | Free | Free - $25 |
| Withdrawal Fee | Varies by method | $0 - $50 |
| Inactivity Fee | None | $10-50/month |
Want to compare fees with other brokers?
⚖️ Compare🛡️ Is HFM Safe? — Complete Security Analysis
HFM's 82/100 safety rating indicates acceptable risk levels. Key protections are in place, though some areas could be improved. HFM maintains segregated client accounts as required by its regulator. While this provides basic protection, coverage may vary depending on your jurisdiction.
Regulatory Framework
HFM holds a CySEC license.
Security Features Checklist
Understanding the Trust Score
Our 82/100 Trust Score is calculated using 15+ safety factors including regulation, company history, financial transparency, and client fund protection.
📋 Methodology👤 Who Should Use HFM?
✅ Best For
- Beginners will appreciate HFM's low $5 minimum deposit, free demo account, and educational resources. The learning curve is manageable, making it suitable for those just starting their trading journey.
- Muslim traders can benefit from HFM's swap-free Islamic accounts, which comply with Sharia principles. No interest is charged on overnight positions.
- HFM's copy trading functionality makes it ideal for passive investors who want market exposure without active management. Follow successful traders and replicate their strategies automatically.
❌ May Not Suit
- Those seeking the absolute lowest trading costs.
Looking for alternatives?
📝 The Bottom Line on HFM
HFM is a solid choice for most traders looking for reliability with a 4.3/5 rating.
📈 HFM Detailed Scores
Our expert team evaluates brokers across 8 key categories. Here's how HFM performed in our rigorous testing:
HFM offers a solid trading experience with competitive conditions.
💰 HFM Fees & Spreads
Understanding trading costs is crucial for profitability. HFM uses a Variable spread model with no commission on standard accounts. The average EUR/USD spread is 1.0 pips — competitive compared to industry average.
📊 Typical Spreads
| Pair | Min | Average |
|---|---|---|
| EUR/USD | 1.0 | 1.0 pips |
| GBP/USD | 0.8 | 1.2 pips |
| USD/JPY | 0.6 | 1.0 pips |
| XAU/USD | 15 | 25 cents |
💳 Other Fees
| Commission (ECN) | No commission |
| Deposit Fee | Free |
| Withdrawal Fee | Free (method dependent) |
| Inactivity Fee | None |
| Swap-Free (Islamic) | ✓ Available |
💡 Trading Cost Example
Trading 1 standard lot (100,000 units) of EUR/USD with HFM:
- Spread Cost: 1.0 pips × $10/pip = $10.0
- Commission: $0
- Total Cost: $10.0 per lot
🛡️ HFM Regulation & Safety
HFM is regulated by CySEC, a Tier 2 - Strong Protection regulatory authority. This provides a solid level of investor protection, including fund segregation and dispute resolution mechanisms.
📜 Regulatory Licenses
- CySEC 183/12
- FCA 801701
- DFSA F004885
- FSA SC SVG
- FSCA 46632
🔒 Safety Features
- ✓ Segregated Client Funds
- ✓ Negative Balance Protection
- ✗ Investor Compensation
- — Publicly Traded
🎯 Trust Score: 82/100
High Trust: HFM has demonstrated excellent regulatory compliance and safety standards.
🖥️ HFM Trading Platforms
HFM offers 3 trading platforms, giving traders flexibility in how they access the markets. Mobile apps are also available for iOS and Android.
MetaTrader 4
The world's most popular forex platform. Ideal for beginners and algo traders with Expert Advisor support.
- ✓ Expert Advisors (EAs)
- ✓ Custom Indicators
- ✓ One-Click Trading
- ✓ Mobile & Desktop
MetaTrader 5
Advanced multi-asset platform with more timeframes, order types, and improved backtesting.
- ✓ 21 Timeframes
- ✓ Depth of Market
- ✓ Economic Calendar
- ✓ Multi-Asset Support
📋 Platform Comparison
| Feature | MT4 | MT5 | cTrader |
|---|---|---|---|
| Available | ✓ | ✓ | ✗ |
| Copy Trading | ✓ | ✓ | ✓ |
| Algo Trading | ✓ | ✓ | ✗ |
| VPS Available | ✓ Free VPS | ||
| API Access | Not available | ||
🌐 HFM Tradable Instruments
HFM offers access to 1200+ tradable instruments across multiple asset classes. This includes 53 forex pairs , 40 cryptocurrencies , and 920 global stocks.
👤 HFM Account Types
HFM offers various account types to suit different trading needs and experience levels. Demo accounts are available for practice. Swap-free Islamic accounts are also available for Muslim traders.
Practice with virtual funds
Compliant with Sharia law
Not available
Not available
Replicate successful traders
💳 HFM Deposits & Withdrawals
HFM requires a minimum deposit of $5 — one of the most accessible in the industry.
📥 Deposit Methods
- 💳Credit/Debit Cards
- 🏦Bank Wire Transfer
- 📱E-Wallets (Skrill, Neteller)
📤 Withdrawal Methods
- 💳Credit/Debit Cards
- 🏦Bank Wire Transfer
- 📱E-Wallets
⚖️ HFM Pros & Cons
✅ Pros
- Competitive spreads with average 1.0 pips on EUR/USD
- Regulated by CySEC with investor protection
- Offers both MetaTrader 4 and MetaTrader 5 platforms
- Free demo account available for practice
- Low minimum deposit of just $5 makes it accessible
- Negative balance protection for retail traders
- Copy trading available for passive investing
- Swap-free Islamic accounts available
❌ Cons
- Limited educational resources for advanced traders
📚 HFM Education & Research
HFM's educational offerings are limited compared to some competitors.
Limited
Not available
Basic coverage
Available on trading platforms
🎧 HFM Customer Support
HFM offers customer support to assist traders with their queries.
⭐ HFM User Reviews
📝 User reviews will be displayed here. Share your experience with HFM!
Write a Review🏆 HFM — Our Verdict
HFM is a solid choice for most traders. With CySEC regulation, 1.0 pips EUR/USD spreads, and a $5 minimum deposit, this broker is particularly accessible for beginners .
Best for: Beginners with limited capital , Passive investors
⚠️ Risk Warning: CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 74-89% of retail investor accounts lose money when trading CFDs with this provider. Consider whether you understand how CFDs work and whether you can afford the high risk of losing your money.
❓ HFM — Frequently Asked Questions
Is HFM a safe and regulated broker?
Yes, HFM is regulated by CySEC, which is a Tier 2 - Strong Protection regulatory authority. The broker also holds licenses from 4 additional regulators. Client funds are kept in segregated accounts with negative balance protection.
What is the minimum deposit at HFM?
The minimum deposit at HFM is $5. This is considered low and accessible for beginners.
What trading platforms does HFM offer?
HFM offers the following trading platforms:
- MetaTrader 4 (MT4) — The most popular forex trading platform
- MetaTrader 5 (MT5) — Advanced multi-asset platform
- Web Platform — Trade directly from your browser
- Mobile Apps — Available for iOS and Android
What are HFM's spreads on EUR/USD?
HFM offers EUR/USD spreads with an average of 1.0 pips. The broker uses Variable spreads.
How long do withdrawals take at HFM?
Withdrawal processing times at HFM depend on the payment method:
- E-wallets: 0-24 hours
- Credit/Debit Cards: 2-5 business days
- Bank Transfers: 3-7 business days
Does HFM offer a demo account?
Yes, HFM offers free demo accounts with virtual funds so you can practice trading without risking real money. This is an excellent way to test the platform and develop your trading strategy.
What is HFM's maximum leverage?
HFM offers maximum leverage of 1:1000. However, note that leverage limits vary by region due to regulatory requirements:
- EU/UK/Australia: Up to 1:30 for major forex pairs (retail)
- Professional traders: Higher leverage may be available upon qualification
- Other jurisdictions: Leverage up to 1:1000 may be available
Higher leverage increases both potential profits and potential losses.
Can I use HFM in ?
HFM accepts traders from . The broker operates under CySEC regulation. Always verify current availability and applicable regulations on the broker's website.
Does HFM offer Islamic (swap-free) accounts?
Yes, HFM offers Islamic (swap-free) accounts that comply with Sharia law. These accounts do not incur swap charges for positions held overnight. Contact HFM's support to request an Islamic account.
What instruments can I trade with HFM?
HFM offers access to 1200+ tradable instruments:
- 53 Forex currency pairs
- 40 Cryptocurrencies
- 920 Stock CFDs
- 23 Index CFDs
- 15 Commodities
