Interactive Investor Review 2026
Established in 1995
•
United Kingdom
• FCA Regulated
Interactive Investor is a well-established broker with a solid 4.3/5 rating. Regulated by FCA (highest protection tier), this broker offers spreads from 0.0 pips on EUR/USD with a minimum deposit of $0. Trade 40000+ instruments including forex, CFDs, and more.
📊 Interactive Investor Overview
Interactive Investor (Interactive Investor Services Limited) is a well-established broker founded in 1995 headquartered in Manchester, United Kingdom. The broker operates under the supervision of FCA , one of the world's most respected financial regulators known for strict oversight and investor protection .
With access to 40000+ tradable instruments , 40000 stocks , Interactive Investor caters to diverse trading strategies.
| Legal Name | Interactive Investor Services Limited |
|---|---|
| Founded | 1995 |
| Headquarters |
Manchester, United Kingdom
|
| Primary Regulation | FCA (Tier 1 - Highest Protection) |
| Instruments | 40000+ assets |
| Min Deposit | $0 |
| Max Leverage | 1:5 |
📖 Interactive Investor — In-Depth Introduction
With over 31 years of industry experience, Interactive Investor has established itself as a leading force in the forex and CFD trading space. Operating under the stringent oversight of FCA, Interactive Investor adheres to the highest regulatory standards in the industry. This tier-1 regulation means clients benefit from robust investor protection, including segregated accounts, negative balance protection, and access to compensation schemes. With a $100 minimum deposit requirement, Interactive Investor removes barriers to entry for new traders.
Company Background
Interactive Investor (legally Interactive Investor Services Limited) has been operating in the financial services industry for 31 years. Headquartered in Manchester, United Kingdom, the company has weathered multiple market cycles including the 2008 financial crisis and the 2020 pandemic volatility, demonstrating operational resilience.
The broker provides access to 40000+ tradable instruments.
💸 Interactive Investor Fees — Complete Cost Analysis
Trading costs at Interactive Investor are reasonable, with 1.0 pip spreads on EUR/USD representing fair value in the current market. Interactive Investor operates on a spread-only model with no commission charges on standard accounts. This simplifies cost calculation—what you see in the spread is what you pay. For context, a day trader executing 5 round-turn trades daily at 1 lot each would pay roughly $50 in spread costs per day with Interactive Investor. Over a month (22 trading days), that's $1100.
Trading Costs Breakdown
💡 Cost Calculator: Interactive Investor
Non-Trading Fees
| Fee Type | Interactive Investor | Industry Average |
|---|---|---|
| Deposit Fee | Free | Free - $25 |
| Withdrawal Fee | Varies by method | $0 - $50 |
| Inactivity Fee | None | $10-50/month |
Want to compare fees with other brokers?
⚖️ Compare🛡️ Is Interactive Investor Safe? — Complete Security Analysis
Safety and fund security are paramount when choosing a broker, and Interactive Investor excels in this area with a Trust Score of 92/100. This rating reflects strong regulatory compliance, robust fund protection measures, and a clean operational history. Client funds at Interactive Investor are held in segregated accounts at top-tier banks, completely separate from the company's operational funds. This means even in the unlikely event of broker insolvency, your money remains protected and inaccessible to creditors.
Regulatory Framework
Interactive Investor is regulated by FCA.
Security Features Checklist
Understanding the Trust Score
Our 92/100 Trust Score is calculated using 15+ safety factors including regulation, company history, financial transparency, and client fund protection.
📋 Methodology👤 Who Should Use Interactive Investor?
✅ Best For
- Beginners will appreciate Interactive Investor's low $100 minimum deposit, free demo account, and educational resources. The learning curve is manageable, making it suitable for those just starting their trading journey.
- Professional traders will appreciate Interactive Investor's institutional-grade features: tight spreads, advanced platforms, API access, and high leverage options (where permitted).
❌ May Not Suit
- Those seeking the absolute lowest trading costs.
Looking for alternatives?
📝 The Bottom Line on Interactive Investor
Interactive Investor is a solid choice for most traders looking for reliability with a 4.3/5 rating.
📈 Interactive Investor Detailed Scores
Our expert team evaluates brokers across 8 key categories. Here's how Interactive Investor performed in our rigorous testing:
Interactive Investor offers a solid trading experience with competitive conditions.
💰 Interactive Investor Fees & Spreads
Understanding trading costs is crucial for profitability. Interactive Investor uses a Fixed spread model with no commission on standard accounts.
📊 Typical Spreads
| Pair | Min | Average |
|---|---|---|
| EUR/USD | N/A | N/A pips |
| GBP/USD | 0.8 | 1.2 pips |
| USD/JPY | 0.6 | 1.0 pips |
| XAU/USD | 15 | 25 cents |
💳 Other Fees
| Commission (ECN) | No commission |
| Deposit Fee | Free |
| Withdrawal Fee | Free (method dependent) |
| Inactivity Fee | None |
| Swap-Free (Islamic) | Not available |
💡 Trading Cost Example
Trading 1 standard lot (100,000 units) of EUR/USD with Interactive Investor:
- Spread Cost: 1.0 pips × $10/pip = $10.0
- Commission: $0
- Total Cost: $10.0 per lot
🛡️ Interactive Investor Regulation & Safety
Interactive Investor is regulated by FCA, a Tier 1 - Highest Protection regulatory authority. This means the broker must adhere to the strictest financial regulations, including capital requirements, regular audits, and mandatory investor protection schemes.
📜 Regulatory Licenses
- FCA 141282
🔒 Safety Features
- ✓ Segregated Client Funds
- ✓ Negative Balance Protection
- ✗ Investor Compensation
- — Publicly Traded
🎯 Trust Score: 92/100
High Trust: Interactive Investor has demonstrated excellent regulatory compliance and safety standards.
🖥️ Interactive Investor Trading Platforms
Interactive Investor offers 3 trading platforms, giving traders flexibility in how they access the markets.
MetaTrader 4
The world's most popular forex platform. Ideal for beginners and algo traders with Expert Advisor support.
- ✓ Expert Advisors (EAs)
- ✓ Custom Indicators
- ✓ One-Click Trading
- ✓ Mobile & Desktop
MetaTrader 5
Advanced multi-asset platform with more timeframes, order types, and improved backtesting.
- ✓ 21 Timeframes
- ✓ Depth of Market
- ✓ Economic Calendar
- ✓ Multi-Asset Support
ii Platform
Interactive Investor's custom-built trading platform designed specifically for their clients.
- ✓ Custom Features
- ✓ Integrated Tools
📋 Platform Comparison
| Feature | MT4 | MT5 | cTrader | ii Platform |
|---|---|---|---|---|
| Available | ✓ | ✓ | ✗ | ✓ |
| Copy Trading | ✗ | ✗ | ✗ | ✗ |
| Algo Trading | ✓ | ✓ | ✗ | ✗ |
| VPS Available | Not offered | |||
| API Access | Not available | |||
🌐 Interactive Investor Tradable Instruments
Interactive Investor offers access to 40000+ tradable instruments across multiple asset classes. , and 40000 global stocks.
👤 Interactive Investor Account Types
Interactive Investor offers various account types to suit different trading needs and experience levels.
Not available
Not available
Not available
Not available
Not available
💳 Interactive Investor Deposits & Withdrawals
Interactive Investor requires a minimum deposit of $0 — one of the most accessible in the industry.
📥 Deposit Methods
- 💳Credit/Debit Cards
- 🏦Bank Wire Transfer
- 📱E-Wallets (Skrill, Neteller)
📤 Withdrawal Methods
- 💳Credit/Debit Cards
- 🏦Bank Wire Transfer
- 📱E-Wallets
⚖️ Interactive Investor Pros & Cons
✅ Pros
- Top-tier FCA regulation ensures high safety standards
- Offers both MetaTrader 4 and MetaTrader 5 platforms
- Negative balance protection for retail traders
❌ Cons
- No copy trading feature
- Limited educational resources for advanced traders
📚 Interactive Investor Education & Research
Interactive Investor's educational offerings are limited compared to some competitors.
Limited
Not available
Basic coverage
Available on trading platforms
🎧 Interactive Investor Customer Support
Interactive Investor offers customer support to assist traders with their queries.
⭐ Interactive Investor User Reviews
📝 User reviews will be displayed here. Share your experience with Interactive Investor!
Write a Review🏆 Interactive Investor — Our Verdict
Interactive Investor is a solid choice for most traders. With FCA regulation, 0.0 pips EUR/USD spreads, and a $0 minimum deposit, this broker is particularly accessible for beginners .
Best for: Safety-focused traders , Beginners with limited capital
⚠️ Risk Warning: CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 74-89% of retail investor accounts lose money when trading CFDs with this provider. Consider whether you understand how CFDs work and whether you can afford the high risk of losing your money.
❓ Interactive Investor — Frequently Asked Questions
Is Interactive Investor a safe and regulated broker?
Yes, Interactive Investor is regulated by FCA, which is a Tier 1 - Highest Protection regulatory authority. Client funds are kept in segregated accounts with negative balance protection.
What is the minimum deposit at Interactive Investor?
The minimum deposit at Interactive Investor is $0. This means you can start with any amount. This is considered low and accessible for beginners.
What trading platforms does Interactive Investor offer?
Interactive Investor offers the following trading platforms:
- MetaTrader 4 (MT4) — The most popular forex trading platform
- MetaTrader 5 (MT5) — Advanced multi-asset platform
- ii Platform — Custom-built trading solution
What are Interactive Investor's spreads on EUR/USD?
Interactive Investor offers EUR/USD spreads . The broker uses Fixed spreads.
How long do withdrawals take at Interactive Investor?
Withdrawal processing times at Interactive Investor depend on the payment method:
- E-wallets: 0-24 hours
- Credit/Debit Cards: 2-5 business days
- Bank Transfers: 3-7 business days
Does Interactive Investor offer a demo account?
Check Interactive Investor's website for demo account availability, as this may vary by region.
What is Interactive Investor's maximum leverage?
Interactive Investor offers maximum leverage of 1:5. However, note that leverage limits vary by region due to regulatory requirements:
- EU/UK/Australia: Up to 1:30 for major forex pairs (retail)
- Professional traders: Higher leverage may be available upon qualification
- Other jurisdictions: Leverage up to 1:5 may be available
Higher leverage increases both potential profits and potential losses.
Can I use Interactive Investor in ?
Interactive Investor accepts traders from . The broker operates under FCA regulation. Always verify current availability and applicable regulations on the broker's website.
Does Interactive Investor offer Islamic (swap-free) accounts?
Interactive Investor does not currently advertise Islamic accounts. If you require swap-free trading, we recommend contacting them directly or considering an alternative broker.
What instruments can I trade with Interactive Investor?
Interactive Investor offers access to 40000+ tradable instruments:
- 40000 Stock CFDs
