Moomoo Review 2026
Established in 2018
•
United States
• SEC Regulated
Moomoo is a well-established broker with a solid 4.3/5 rating. Regulated by SEC (highest protection tier), this broker offers spreads from 0.0 pips on EUR/USD with a minimum deposit of $0. Trade 10000+ instruments including forex, CFDs, and more.
📊 Moomoo Overview
Moomoo (Moomoo Financial Inc (Futu)) is a well-established broker founded in 2018 headquartered in Palo Alto, United States. The broker operates under the supervision of SEC , one of the world's most respected financial regulators known for strict oversight and investor protection .
With access to 10000+ tradable instruments , 8000 stocks , Moomoo caters to diverse trading strategies.
| Legal Name | Moomoo Financial Inc (Futu) |
|---|---|
| Founded | 2018 |
| Headquarters |
Palo Alto, United States
|
| Primary Regulation | SEC (Tier 1 - Highest Protection) |
| Instruments | 10000+ assets |
| Min Deposit | $0 |
| Max Leverage | 1:2 |
📖 Moomoo — In-Depth Introduction
Moomoo entered the forex market in 2018 and has since grown into a recognized industry player. The SEC license held by Moomoo represents the gold standard in forex regulation. Traders can operate with confidence knowing their funds are protected by one of the world's most respected financial authorities. Moomoo focuses on accessibility, requiring just $100 to open a live account—making it suitable for beginners testing the waters.
Company Background
Moomoo (legally Moomoo Financial Inc (Futu)) has been operating in the financial services industry for 8 years. Headquartered in Palo Alto, United States, the broker continues to build its reputation in the competitive online trading space.
The broker provides access to 10000+ tradable instruments.
💸 Moomoo Fees — Complete Cost Analysis
Moomoo offers competitive trading costs that will appeal to cost-conscious traders. The 1.0 pip spread on EUR/USD is below the industry average, providing good value. Moomoo operates on a spread-only model with no commission charges on standard accounts. This simplifies cost calculation—what you see in the spread is what you pay. For context, a day trader executing 5 round-turn trades daily at 1 lot each would pay roughly $50 in spread costs per day with Moomoo. Over a month (22 trading days), that's $1100.
Trading Costs Breakdown
💡 Cost Calculator: Moomoo
Non-Trading Fees
| Fee Type | Moomoo | Industry Average |
|---|---|---|
| Deposit Fee | Free | Free - $25 |
| Withdrawal Fee | Varies by method | $0 - $50 |
| Inactivity Fee | None | $10-50/month |
Want to compare fees with other brokers?
⚖️ Compare🛡️ Is Moomoo Safe? — Complete Security Analysis
Moomoo's 88/100 Trust Score places it among the safest brokers in our database. This score is calculated using 15+ safety factors including regulation, fund segregation, and company transparency. Moomoo implements institutional-grade fund security: segregated accounts, regular third-party audits, and in some jurisdictions, investor compensation scheme coverage up to €20,000.
Regulatory Framework
Moomoo is regulated by SEC.
Security Features Checklist
Understanding the Trust Score
Our 88/100 Trust Score is calculated using 15+ safety factors including regulation, company history, financial transparency, and client fund protection.
📋 Methodology👤 Who Should Use Moomoo?
✅ Best For
- Beginners will appreciate Moomoo's low $100 minimum deposit, free demo account, and educational resources. The learning curve is manageable, making it suitable for those just starting their trading journey.
- Professional traders will appreciate Moomoo's institutional-grade features: tight spreads, advanced platforms, API access, and high leverage options (where permitted).
❌ May Not Suit
- Those seeking the absolute lowest trading costs.
Looking for alternatives?
📝 The Bottom Line on Moomoo
Moomoo is a solid choice for most traders looking for reliability with a 4.3/5 rating.
📈 Moomoo Detailed Scores
Our expert team evaluates brokers across 8 key categories. Here's how Moomoo performed in our rigorous testing:
Moomoo offers a solid trading experience with competitive conditions.
💰 Moomoo Fees & Spreads
Understanding trading costs is crucial for profitability. Moomoo uses a Zero spread model with no commission on standard accounts.
📊 Typical Spreads
| Pair | Min | Average |
|---|---|---|
| EUR/USD | N/A | N/A pips |
| GBP/USD | 0.8 | 1.2 pips |
| USD/JPY | 0.6 | 1.0 pips |
| XAU/USD | 15 | 25 cents |
💳 Other Fees
| Commission (ECN) | No commission |
| Deposit Fee | Free |
| Withdrawal Fee | Free (method dependent) |
| Inactivity Fee | None |
| Swap-Free (Islamic) | Not available |
💡 Trading Cost Example
Trading 1 standard lot (100,000 units) of EUR/USD with Moomoo:
- Spread Cost: 1.0 pips × $10/pip = $10.0
- Commission: $0
- Total Cost: $10.0 per lot
🛡️ Moomoo Regulation & Safety
Moomoo is regulated by SEC, a Tier 1 - Highest Protection regulatory authority. This means the broker must adhere to the strictest financial regulations, including capital requirements, regular audits, and mandatory investor protection schemes.
📜 Regulatory Licenses
- SEC
- FINRA
- ASIC 224663
- MAS
🔒 Safety Features
- ✓ Segregated Client Funds
- ✓ Negative Balance Protection
- ✗ Investor Compensation
- — Publicly Traded
🎯 Trust Score: 88/100
High Trust: Moomoo has demonstrated excellent regulatory compliance and safety standards.
🖥️ Moomoo Trading Platforms
Moomoo offers 3 trading platforms, giving traders flexibility in how they access the markets.
MetaTrader 4
The world's most popular forex platform. Ideal for beginners and algo traders with Expert Advisor support.
- ✓ Expert Advisors (EAs)
- ✓ Custom Indicators
- ✓ One-Click Trading
- ✓ Mobile & Desktop
MetaTrader 5
Advanced multi-asset platform with more timeframes, order types, and improved backtesting.
- ✓ 21 Timeframes
- ✓ Depth of Market
- ✓ Economic Calendar
- ✓ Multi-Asset Support
moomoo App
Moomoo's custom-built trading platform designed specifically for their clients.
- ✓ Custom Features
- ✓ Integrated Tools
📋 Platform Comparison
| Feature | MT4 | MT5 | cTrader | moomoo App |
|---|---|---|---|---|
| Available | ✓ | ✓ | ✗ | ✓ |
| Copy Trading | ✗ | ✗ | ✗ | ✗ |
| Algo Trading | ✓ | ✓ | ✗ | ✗ |
| VPS Available | Not offered | |||
| API Access | Not available | |||
🌐 Moomoo Tradable Instruments
Moomoo offers access to 10000+ tradable instruments across multiple asset classes. , and 8000 global stocks.
👤 Moomoo Account Types
Moomoo offers various account types to suit different trading needs and experience levels. Demo accounts are available for practice.
Practice with virtual funds
Not available
Not available
Not available
Not available
💳 Moomoo Deposits & Withdrawals
Moomoo requires a minimum deposit of $0 — one of the most accessible in the industry.
📥 Deposit Methods
- 💳Credit/Debit Cards
- 🏦Bank Wire Transfer
- 📱E-Wallets (Skrill, Neteller)
📤 Withdrawal Methods
- 💳Credit/Debit Cards
- 🏦Bank Wire Transfer
- 📱E-Wallets
⚖️ Moomoo Pros & Cons
✅ Pros
- Top-tier SEC regulation ensures high safety standards
- Offers both MetaTrader 4 and MetaTrader 5 platforms
- Free demo account available for practice
- Negative balance protection for retail traders
❌ Cons
- No copy trading feature
- Limited educational resources for advanced traders
📚 Moomoo Education & Research
Moomoo's educational offerings are limited compared to some competitors.
Limited
Not available
Basic coverage
Available on trading platforms
🎧 Moomoo Customer Support
Moomoo offers customer support to assist traders with their queries.
⭐ Moomoo User Reviews
📝 User reviews will be displayed here. Share your experience with Moomoo!
Write a Review🏆 Moomoo — Our Verdict
Moomoo is a solid choice for most traders. With SEC regulation, 0.0 pips EUR/USD spreads, and a $0 minimum deposit, this broker is particularly accessible for beginners .
Best for: Safety-focused traders , Beginners with limited capital
⚠️ Risk Warning: CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 74-89% of retail investor accounts lose money when trading CFDs with this provider. Consider whether you understand how CFDs work and whether you can afford the high risk of losing your money.
❓ Moomoo — Frequently Asked Questions
Is Moomoo a safe and regulated broker?
Yes, Moomoo is regulated by SEC, which is a Tier 1 - Highest Protection regulatory authority. The broker also holds licenses from 3 additional regulators. Client funds are kept in segregated accounts with negative balance protection.
What is the minimum deposit at Moomoo?
The minimum deposit at Moomoo is $0. This means you can start with any amount. This is considered low and accessible for beginners.
What trading platforms does Moomoo offer?
Moomoo offers the following trading platforms:
- MetaTrader 4 (MT4) — The most popular forex trading platform
- MetaTrader 5 (MT5) — Advanced multi-asset platform
- moomoo App — Custom-built trading solution
What are Moomoo's spreads on EUR/USD?
Moomoo offers EUR/USD spreads . The broker uses Zero spreads.
How long do withdrawals take at Moomoo?
Withdrawal processing times at Moomoo depend on the payment method:
- E-wallets: 0-24 hours
- Credit/Debit Cards: 2-5 business days
- Bank Transfers: 3-7 business days
Does Moomoo offer a demo account?
Yes, Moomoo offers free demo accounts with virtual funds so you can practice trading without risking real money. This is an excellent way to test the platform and develop your trading strategy.
What is Moomoo's maximum leverage?
Moomoo offers maximum leverage of 1:2. However, note that leverage limits vary by region due to regulatory requirements:
- EU/UK/Australia: Up to 1:30 for major forex pairs (retail)
- Professional traders: Higher leverage may be available upon qualification
- Other jurisdictions: Leverage up to 1:2 may be available
Higher leverage increases both potential profits and potential losses.
Can I use Moomoo in ?
Moomoo accepts traders from . The broker operates under SEC regulation. Always verify current availability and applicable regulations on the broker's website.
Does Moomoo offer Islamic (swap-free) accounts?
Moomoo does not currently advertise Islamic accounts. If you require swap-free trading, we recommend contacting them directly or considering an alternative broker.
What instruments can I trade with Moomoo?
Moomoo offers access to 10000+ tradable instruments:
- 8000 Stock CFDs
