Public.com Review 2026
Established in 2019
•
United States
• SEC Regulated
Public.com offers forex and CFD trading services with a 3.9/5 rating. Regulated by SEC (highest protection tier), this broker offers spreads from 0.0 pips on EUR/USD with a minimum deposit of $0. Trade 3000+ instruments including forex, CFDs, and more.
📊 Public.com Overview
Public.com (Public Holdings Inc) is a well-established broker founded in 2019 headquartered in New York, United States. The broker operates under the supervision of SEC , one of the world's most respected financial regulators known for strict oversight and investor protection .
With access to 3000+ tradable instruments , 25 cryptocurrencies , 2500 stocks , Public.com caters to diverse trading strategies.
| Legal Name | Public Holdings Inc |
|---|---|
| Founded | 2019 |
| Headquarters |
New York, United States
|
| Primary Regulation | SEC (Tier 1 - Highest Protection) |
| Instruments | 3000+ assets |
| Min Deposit | $0 |
| Max Leverage | 1:1 |
📖 Public.com — In-Depth Introduction
Founded in 2019, Public.com has spent the past 7 years building its trading infrastructure and client base. Public.com's SEC authorization subjects the broker to rigorous compliance requirements, regular audits, and strict capital adequacy rules—providing peace of mind for safety-conscious traders. Public.com focuses on accessibility, requiring just $100 to open a live account—making it suitable for beginners testing the waters.
Company Background
Public.com (legally Public Holdings Inc) has been operating in the financial services industry for 7 years. Headquartered in New York, United States, the broker continues to build its reputation in the competitive online trading space.
The broker provides access to 3000+ tradable instruments.
💸 Public.com Fees — Complete Cost Analysis
Public.com offers competitive trading costs that will appeal to cost-conscious traders. The 1.0 pip spread on EUR/USD is below the industry average, providing good value. There are no commission fees on Public.com's standard accounts. All trading costs are embedded in the spread, making it straightforward to calculate your expenses. Consider this cost analysis: with 1.0 pip spreads, each standard lot trade on EUR/USD costs $10 in spread. An average retail trader making 50 trades monthly would spend approximately $500 on spreads.
Trading Costs Breakdown
💡 Cost Calculator: Public.com
Non-Trading Fees
| Fee Type | Public.com | Industry Average |
|---|---|---|
| Deposit Fee | Free | Free - $25 |
| Withdrawal Fee | Varies by method | $0 - $50 |
| Inactivity Fee | None | $10-50/month |
Want to compare fees with other brokers?
⚖️ Compare🛡️ Is Public.com Safe? — Complete Security Analysis
Public.com's 80/100 safety rating indicates acceptable risk levels. Key protections are in place, though some areas could be improved. Public.com implements institutional-grade fund security: segregated accounts, regular third-party audits, and in some jurisdictions, investor compensation scheme coverage up to €20,000.
Regulatory Framework
Public.com is regulated by SEC.
Security Features Checklist
Understanding the Trust Score
Our 80/100 Trust Score is calculated using 15+ safety factors including regulation, company history, financial transparency, and client fund protection.
📋 Methodology👤 Who Should Use Public.com?
✅ Best For
- Beginners will appreciate Public.com's low $100 minimum deposit, free demo account, and educational resources. The learning curve is manageable, making it suitable for those just starting their trading journey.
❌ May Not Suit
- Those seeking the absolute lowest trading costs.
Looking for alternatives?
📝 The Bottom Line on Public.com
Public.com is a decent option worth considering with a 3.9/5 rating.
📈 Public.com Detailed Scores
Our expert team evaluates brokers across 8 key categories. Here's how Public.com performed in our rigorous testing:
Public.com is a decent choice but has areas that could be improved.
💰 Public.com Fees & Spreads
Understanding trading costs is crucial for profitability. Public.com uses a Zero spread model with no commission on standard accounts.
📊 Typical Spreads
| Pair | Min | Average |
|---|---|---|
| EUR/USD | N/A | N/A pips |
| GBP/USD | 0.8 | 1.2 pips |
| USD/JPY | 0.6 | 1.0 pips |
| XAU/USD | 15 | 25 cents |
💳 Other Fees
| Commission (ECN) | No commission |
| Deposit Fee | Free |
| Withdrawal Fee | Free (method dependent) |
| Inactivity Fee | None |
| Swap-Free (Islamic) | Not available |
💡 Trading Cost Example
Trading 1 standard lot (100,000 units) of EUR/USD with Public.com:
- Spread Cost: 1.0 pips × $10/pip = $10.0
- Commission: $0
- Total Cost: $10.0 per lot
🛡️ Public.com Regulation & Safety
Public.com is regulated by SEC, a Tier 1 - Highest Protection regulatory authority. This means the broker must adhere to the strictest financial regulations, including capital requirements, regular audits, and mandatory investor protection schemes.
📜 Regulatory Licenses
- SEC
- FINRA
🔒 Safety Features
- ✓ Segregated Client Funds
- ✓ Negative Balance Protection
- ✗ Investor Compensation
- — Publicly Traded
🎯 Trust Score: 80/100
High Trust: Public.com has demonstrated excellent regulatory compliance and safety standards.
🖥️ Public.com Trading Platforms
Public.com offers 3 trading platforms, giving traders flexibility in how they access the markets.
MetaTrader 4
The world's most popular forex platform. Ideal for beginners and algo traders with Expert Advisor support.
- ✓ Expert Advisors (EAs)
- ✓ Custom Indicators
- ✓ One-Click Trading
- ✓ Mobile & Desktop
MetaTrader 5
Advanced multi-asset platform with more timeframes, order types, and improved backtesting.
- ✓ 21 Timeframes
- ✓ Depth of Market
- ✓ Economic Calendar
- ✓ Multi-Asset Support
Public App
Public.com's custom-built trading platform designed specifically for their clients.
- ✓ Custom Features
- ✓ Integrated Tools
📋 Platform Comparison
| Feature | MT4 | MT5 | cTrader | Public App |
|---|---|---|---|---|
| Available | ✓ | ✓ | ✗ | ✓ |
| Copy Trading | ✗ | ✗ | ✗ | ✗ |
| Algo Trading | ✓ | ✓ | ✗ | ✗ |
| VPS Available | Not offered | |||
| API Access | Not available | |||
🌐 Public.com Tradable Instruments
Public.com offers access to 3000+ tradable instruments across multiple asset classes. , 25 cryptocurrencies , and 2500 global stocks.
👤 Public.com Account Types
Public.com offers various account types to suit different trading needs and experience levels.
Not available
Not available
Not available
Not available
Not available
💳 Public.com Deposits & Withdrawals
Public.com requires a minimum deposit of $0 — one of the most accessible in the industry.
📥 Deposit Methods
- 💳Credit/Debit Cards
- 🏦Bank Wire Transfer
- 📱E-Wallets (Skrill, Neteller)
📤 Withdrawal Methods
- 💳Credit/Debit Cards
- 🏦Bank Wire Transfer
- 📱E-Wallets
⚖️ Public.com Pros & Cons
✅ Pros
- Top-tier SEC regulation ensures high safety standards
- Offers both MetaTrader 4 and MetaTrader 5 platforms
- Negative balance protection for retail traders
❌ Cons
- No copy trading feature
- Limited educational resources for advanced traders
📚 Public.com Education & Research
Public.com's educational offerings are limited compared to some competitors.
Limited
Not available
Basic coverage
Available on trading platforms
🎧 Public.com Customer Support
Public.com offers customer support to assist traders with their queries.
⭐ Public.com User Reviews
📝 User reviews will be displayed here. Share your experience with Public.com!
Write a Review🏆 Public.com — Our Verdict
Public.com is a decent broker with some limitations. With SEC regulation, 0.0 pips EUR/USD spreads, and a $0 minimum deposit, this broker is particularly accessible for beginners .
Best for: Safety-focused traders , Beginners with limited capital
⚠️ Risk Warning: CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 74-89% of retail investor accounts lose money when trading CFDs with this provider. Consider whether you understand how CFDs work and whether you can afford the high risk of losing your money.
❓ Public.com — Frequently Asked Questions
Is Public.com a safe and regulated broker?
Yes, Public.com is regulated by SEC, which is a Tier 1 - Highest Protection regulatory authority. The broker also holds licenses from 1 additional regulators. Client funds are kept in segregated accounts with negative balance protection.
What is the minimum deposit at Public.com?
The minimum deposit at Public.com is $0. This means you can start with any amount. This is considered low and accessible for beginners.
What trading platforms does Public.com offer?
Public.com offers the following trading platforms:
- MetaTrader 4 (MT4) — The most popular forex trading platform
- MetaTrader 5 (MT5) — Advanced multi-asset platform
- Public App — Custom-built trading solution
What are Public.com's spreads on EUR/USD?
Public.com offers EUR/USD spreads . The broker uses Zero spreads.
How long do withdrawals take at Public.com?
Withdrawal processing times at Public.com depend on the payment method:
- E-wallets: 0-24 hours
- Credit/Debit Cards: 2-5 business days
- Bank Transfers: 3-7 business days
Does Public.com offer a demo account?
Check Public.com's website for demo account availability, as this may vary by region.
What is Public.com's maximum leverage?
Public.com offers maximum leverage of 1:1. However, note that leverage limits vary by region due to regulatory requirements:
- EU/UK/Australia: Up to 1:30 for major forex pairs (retail)
- Professional traders: Higher leverage may be available upon qualification
- Other jurisdictions: Leverage up to 1:1 may be available
Higher leverage increases both potential profits and potential losses.
Can I use Public.com in ?
Public.com accepts traders from . The broker operates under SEC regulation. Always verify current availability and applicable regulations on the broker's website.
Does Public.com offer Islamic (swap-free) accounts?
Public.com does not currently advertise Islamic accounts. If you require swap-free trading, we recommend contacting them directly or considering an alternative broker.
What instruments can I trade with Public.com?
Public.com offers access to 3000+ tradable instruments:
- 25 Cryptocurrencies
- 2500 Stock CFDs
