Trade Republic Review 2026
Established in 2015
•
Germany
• BaFin Regulated
Trade Republic is a well-established broker with a solid 4.3/5 rating. Regulated by BaFin (highest protection tier), this broker offers spreads from 0.0 pips on EUR/USD with a minimum deposit of $0. Trade 10000+ instruments including forex, CFDs, and more.
📊 Trade Republic Overview
Trade Republic (Trade Republic Bank GmbH) is a well-established broker founded in 2015 headquartered in Berlin, Germany. The broker operates under the supervision of BaFin , one of the world's most respected financial regulators known for strict oversight and investor protection .
With access to 10000+ tradable instruments , 50 cryptocurrencies , 8000 stocks , Trade Republic caters to diverse trading strategies.
| Legal Name | Trade Republic Bank GmbH |
|---|---|
| Founded | 2015 |
| Headquarters |
Berlin, Germany
|
| Primary Regulation | BaFin (Tier 1 - Highest Protection) |
| Instruments | 10000+ assets |
| Min Deposit | $0 |
| Max Leverage | 1:1 |
📖 Trade Republic — In-Depth Introduction
Trade Republic brings 11 years of market experience to the table, having been established in 2015. Operating under the stringent oversight of BaFin, Trade Republic adheres to the highest regulatory standards in the industry. This tier-1 regulation means clients benefit from robust investor protection, including segregated accounts, negative balance protection, and access to compensation schemes. Trade Republic focuses on accessibility, requiring just $100 to open a live account—making it suitable for beginners testing the waters.
Company Background
Trade Republic (legally Trade Republic Bank GmbH) has been operating in the financial services industry for 11 years. Headquartered in Berlin, Germany, the broker has established a solid track record through various market conditions.
The broker provides access to 10000+ tradable instruments.
💸 Trade Republic Fees — Complete Cost Analysis
Trading costs at Trade Republic are reasonable, with 1.0 pip spreads on EUR/USD representing fair value in the current market. Trade Republic operates on a spread-only model with no commission charges on standard accounts. This simplifies cost calculation—what you see in the spread is what you pay. To put this in perspective: trading 10 lots per month on EUR/USD at Trade Republic's 1.0 pip spread would cost approximately $100 in spread fees alone. Compare this to an industry-average broker at 1.0 pips, where the same volume would cost $100.
Trading Costs Breakdown
💡 Cost Calculator: Trade Republic
Non-Trading Fees
| Fee Type | Trade Republic | Industry Average |
|---|---|---|
| Deposit Fee | Free | Free - $25 |
| Withdrawal Fee | Varies by method | $0 - $50 |
| Inactivity Fee | None | $10-50/month |
Want to compare fees with other brokers?
⚖️ Compare🛡️ Is Trade Republic Safe? — Complete Security Analysis
Trade Republic's 92/100 Trust Score places it among the safest brokers in our database. This score is calculated using 15+ safety factors including regulation, fund segregation, and company transparency. Client funds at Trade Republic are held in segregated accounts at top-tier banks, completely separate from the company's operational funds. This means even in the unlikely event of broker insolvency, your money remains protected and inaccessible to creditors.
Regulatory Framework
Trade Republic is regulated by BaFin.
Security Features Checklist
Understanding the Trust Score
Our 92/100 Trust Score is calculated using 15+ safety factors including regulation, company history, financial transparency, and client fund protection.
📋 Methodology👤 Who Should Use Trade Republic?
✅ Best For
- Beginners will appreciate Trade Republic's low $100 minimum deposit, free demo account, and educational resources. The learning curve is manageable, making it suitable for those just starting their trading journey.
- Professional traders will appreciate Trade Republic's institutional-grade features: tight spreads, advanced platforms, API access, and high leverage options (where permitted).
❌ May Not Suit
- Those seeking the absolute lowest trading costs.
Looking for alternatives?
📝 The Bottom Line on Trade Republic
Trade Republic is a solid choice for most traders looking for reliability with a 4.3/5 rating.
📈 Trade Republic Detailed Scores
Our expert team evaluates brokers across 8 key categories. Here's how Trade Republic performed in our rigorous testing:
Trade Republic offers a solid trading experience with competitive conditions.
💰 Trade Republic Fees & Spreads
Understanding trading costs is crucial for profitability. Trade Republic uses a Zero spread model with no commission on standard accounts.
📊 Typical Spreads
| Pair | Min | Average |
|---|---|---|
| EUR/USD | N/A | N/A pips |
| GBP/USD | 0.8 | 1.2 pips |
| USD/JPY | 0.6 | 1.0 pips |
| XAU/USD | 15 | 25 cents |
💳 Other Fees
| Commission (ECN) | No commission |
| Deposit Fee | Free |
| Withdrawal Fee | Free (method dependent) |
| Inactivity Fee | None |
| Swap-Free (Islamic) | Not available |
💡 Trading Cost Example
Trading 1 standard lot (100,000 units) of EUR/USD with Trade Republic:
- Spread Cost: 1.0 pips × $10/pip = $10.0
- Commission: $0
- Total Cost: $10.0 per lot
🛡️ Trade Republic Regulation & Safety
Trade Republic is regulated by BaFin, a Tier 1 - Highest Protection regulatory authority. This means the broker must adhere to the strictest financial regulations, including capital requirements, regular audits, and mandatory investor protection schemes.
📜 Regulatory Licenses
- BaFin
🔒 Safety Features
- ✓ Segregated Client Funds
- ✓ Negative Balance Protection
- ✗ Investor Compensation
- — Publicly Traded
🎯 Trust Score: 92/100
High Trust: Trade Republic has demonstrated excellent regulatory compliance and safety standards.
🖥️ Trade Republic Trading Platforms
Trade Republic offers 3 trading platforms, giving traders flexibility in how they access the markets.
MetaTrader 4
The world's most popular forex platform. Ideal for beginners and algo traders with Expert Advisor support.
- ✓ Expert Advisors (EAs)
- ✓ Custom Indicators
- ✓ One-Click Trading
- ✓ Mobile & Desktop
MetaTrader 5
Advanced multi-asset platform with more timeframes, order types, and improved backtesting.
- ✓ 21 Timeframes
- ✓ Depth of Market
- ✓ Economic Calendar
- ✓ Multi-Asset Support
Trade Republic App
Trade Republic's custom-built trading platform designed specifically for their clients.
- ✓ Custom Features
- ✓ Integrated Tools
📋 Platform Comparison
| Feature | MT4 | MT5 | cTrader | Trade Republic App |
|---|---|---|---|---|
| Available | ✓ | ✓ | ✗ | ✓ |
| Copy Trading | ✗ | ✗ | ✗ | ✗ |
| Algo Trading | ✓ | ✓ | ✗ | ✗ |
| VPS Available | Not offered | |||
| API Access | Not available | |||
🌐 Trade Republic Tradable Instruments
Trade Republic offers access to 10000+ tradable instruments across multiple asset classes. , 50 cryptocurrencies , and 8000 global stocks.
👤 Trade Republic Account Types
Trade Republic offers various account types to suit different trading needs and experience levels.
Not available
Not available
Not available
Not available
Not available
💳 Trade Republic Deposits & Withdrawals
Trade Republic requires a minimum deposit of $0 — one of the most accessible in the industry.
📥 Deposit Methods
- 💳Credit/Debit Cards
- 🏦Bank Wire Transfer
- 📱E-Wallets (Skrill, Neteller)
📤 Withdrawal Methods
- 💳Credit/Debit Cards
- 🏦Bank Wire Transfer
- 📱E-Wallets
⚖️ Trade Republic Pros & Cons
✅ Pros
- Top-tier BaFin regulation ensures high safety standards
- Offers both MetaTrader 4 and MetaTrader 5 platforms
- Negative balance protection for retail traders
❌ Cons
- No copy trading feature
- Limited educational resources for advanced traders
📚 Trade Republic Education & Research
Trade Republic's educational offerings are limited compared to some competitors.
Limited
Not available
Basic coverage
Available on trading platforms
🎧 Trade Republic Customer Support
Trade Republic offers customer support to assist traders with their queries.
⭐ Trade Republic User Reviews
📝 User reviews will be displayed here. Share your experience with Trade Republic!
Write a Review🏆 Trade Republic — Our Verdict
Trade Republic is a solid choice for most traders. With BaFin regulation, 0.0 pips EUR/USD spreads, and a $0 minimum deposit, this broker is particularly accessible for beginners .
Best for: Safety-focused traders , Beginners with limited capital
⚠️ Risk Warning: CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 74-89% of retail investor accounts lose money when trading CFDs with this provider. Consider whether you understand how CFDs work and whether you can afford the high risk of losing your money.
❓ Trade Republic — Frequently Asked Questions
Is Trade Republic a safe and regulated broker?
Yes, Trade Republic is regulated by BaFin, which is a Tier 1 - Highest Protection regulatory authority. Client funds are kept in segregated accounts with negative balance protection.
What is the minimum deposit at Trade Republic?
The minimum deposit at Trade Republic is $0. This means you can start with any amount. This is considered low and accessible for beginners.
What trading platforms does Trade Republic offer?
Trade Republic offers the following trading platforms:
- MetaTrader 4 (MT4) — The most popular forex trading platform
- MetaTrader 5 (MT5) — Advanced multi-asset platform
- Trade Republic App — Custom-built trading solution
What are Trade Republic's spreads on EUR/USD?
Trade Republic offers EUR/USD spreads . The broker uses Zero spreads.
How long do withdrawals take at Trade Republic?
Withdrawal processing times at Trade Republic depend on the payment method:
- E-wallets: 0-24 hours
- Credit/Debit Cards: 2-5 business days
- Bank Transfers: 3-7 business days
Does Trade Republic offer a demo account?
Check Trade Republic's website for demo account availability, as this may vary by region.
What is Trade Republic's maximum leverage?
Trade Republic offers maximum leverage of 1:1. However, note that leverage limits vary by region due to regulatory requirements:
- EU/UK/Australia: Up to 1:30 for major forex pairs (retail)
- Professional traders: Higher leverage may be available upon qualification
- Other jurisdictions: Leverage up to 1:1 may be available
Higher leverage increases both potential profits and potential losses.
Can I use Trade Republic in ?
Trade Republic accepts traders from . The broker operates under BaFin regulation. Always verify current availability and applicable regulations on the broker's website.
Does Trade Republic offer Islamic (swap-free) accounts?
Trade Republic does not currently advertise Islamic accounts. If you require swap-free trading, we recommend contacting them directly or considering an alternative broker.
What instruments can I trade with Trade Republic?
Trade Republic offers access to 10000+ tradable instruments:
- 50 Cryptocurrencies
- 8000 Stock CFDs
