WH SelfInvest Review 2026
Established in 1998
•
Luxembourg
• CSSF Regulated
WH SelfInvest is a well-established broker with a solid 4.3/5 rating. Regulated by CSSF (highest protection tier), this broker offers spreads from 0.9 pips on EUR/USD with a minimum deposit of $2500. Trade 5000+ instruments including forex, CFDs, and more.
📊 WH SelfInvest Overview
WH SelfInvest (WH SelfInvest S.A.) is a well-established broker founded in 1998 headquartered in Luxembourg, Luxembourg. The broker operates under the supervision of CSSF , one of the world's most respected financial regulators known for strict oversight and investor protection .
With access to 5000+ tradable instruments including 80 forex pairs , 4000 stocks , WH SelfInvest caters to diverse trading strategies.
| Legal Name | WH SelfInvest S.A. |
|---|---|
| Founded | 1998 |
| Headquarters |
Luxembourg, Luxembourg
|
| Primary Regulation | CSSF (Tier 1 - Highest Protection) |
| Instruments | 5000+ assets |
| Min Deposit | $2500 |
| Max Leverage | 1:30 |
📖 WH SelfInvest — In-Depth Introduction
Few brokers can match the 28-year legacy of WH SelfInvest, a true industry pioneer that has weathered multiple market cycles. WH SelfInvest's CSSF authorization subjects the broker to rigorous compliance requirements, regular audits, and strict capital adequacy rules—providing peace of mind for safety-conscious traders. Designed with experienced traders in mind, WH SelfInvest delivers the tools and conditions professionals demand.
Company Background
WH SelfInvest (legally WH SelfInvest S.A.) has been operating in the financial services industry for 28 years. Headquartered in Luxembourg, Luxembourg, the company has weathered multiple market cycles including the 2008 financial crisis and the 2020 pandemic volatility, demonstrating operational resilience.
The broker provides access to 5000+ tradable instruments.
💸 WH SelfInvest Fees — Complete Cost Analysis
Trading costs at WH SelfInvest are reasonable, with 0.9 pip spreads on EUR/USD representing fair value in the current market. WH SelfInvest operates on a spread-only model with no commission charges on standard accounts. This simplifies cost calculation—what you see in the spread is what you pay. For context, a day trader executing 5 round-turn trades daily at 1 lot each would pay roughly $45 in spread costs per day with WH SelfInvest. Over a month (22 trading days), that's $990.
Trading Costs Breakdown
💡 Cost Calculator: WH SelfInvest
Non-Trading Fees
| Fee Type | WH SelfInvest | Industry Average |
|---|---|---|
| Deposit Fee | Free | Free - $25 |
| Withdrawal Fee | Varies by method | $0 - $50 |
| Inactivity Fee | None | $10-50/month |
Want to compare fees with other brokers?
⚖️ Compare🛡️ Is WH SelfInvest Safe? — Complete Security Analysis
WH SelfInvest's 92/100 Trust Score places it among the safest brokers in our database. This score is calculated using 15+ safety factors including regulation, fund segregation, and company transparency. Client funds at WH SelfInvest are held in segregated accounts at top-tier banks, completely separate from the company's operational funds. This means even in the unlikely event of broker insolvency, your money remains protected and inaccessible to creditors.
Regulatory Framework
WH SelfInvest is regulated by CSSF.
Security Features Checklist
Understanding the Trust Score
Our 92/100 Trust Score is calculated using 15+ safety factors including regulation, company history, financial transparency, and client fund protection.
📋 Methodology👤 Who Should Use WH SelfInvest?
✅ Best For
- Professional traders will appreciate WH SelfInvest's institutional-grade features: tight spreads, advanced platforms, API access, and high leverage options (where permitted).
❌ May Not Suit
- Those seeking the absolute lowest trading costs.
Looking for alternatives?
📝 The Bottom Line on WH SelfInvest
WH SelfInvest is a solid choice for most traders looking for reliability with a 4.3/5 rating.
📈 WH SelfInvest Detailed Scores
Our expert team evaluates brokers across 8 key categories. Here's how WH SelfInvest performed in our rigorous testing:
WH SelfInvest offers a solid trading experience with competitive conditions.
💰 WH SelfInvest Fees & Spreads
Understanding trading costs is crucial for profitability. WH SelfInvest uses a Variable spread model with no commission on standard accounts. The average EUR/USD spread is 0.9 pips — competitive compared to industry average.
📊 Typical Spreads
| Pair | Min | Average |
|---|---|---|
| EUR/USD | 0.6 | 0.9 pips |
| GBP/USD | 0.8 | 1.2 pips |
| USD/JPY | 0.6 | 1.0 pips |
| XAU/USD | 15 | 25 cents |
💳 Other Fees
| Commission (ECN) | No commission |
| Deposit Fee | Free |
| Withdrawal Fee | Free (method dependent) |
| Inactivity Fee | None |
| Swap-Free (Islamic) | Not available |
💡 Trading Cost Example
Trading 1 standard lot (100,000 units) of EUR/USD with WH SelfInvest:
- Spread Cost: 0.9 pips × $10/pip = $9.0
- Commission: $0
- Total Cost: $9.0 per lot
🛡️ WH SelfInvest Regulation & Safety
WH SelfInvest is regulated by CSSF, a Tier 1 - Highest Protection regulatory authority. This means the broker must adhere to the strictest financial regulations, including capital requirements, regular audits, and mandatory investor protection schemes.
📜 Regulatory Licenses
- CSSF
- BaFin
- AFM
- ACPR
🔒 Safety Features
- ✓ Segregated Client Funds
- ✓ Negative Balance Protection
- ✗ Investor Compensation
- — Publicly Traded
🎯 Trust Score: 92/100
High Trust: WH SelfInvest has demonstrated excellent regulatory compliance and safety standards.
🖥️ WH SelfInvest Trading Platforms
WH SelfInvest offers 2 trading platforms, giving traders flexibility in how they access the markets.
MetaTrader 4
The world's most popular forex platform. Ideal for beginners and algo traders with Expert Advisor support.
- ✓ Expert Advisors (EAs)
- ✓ Custom Indicators
- ✓ One-Click Trading
- ✓ Mobile & Desktop
NanoTrader
WH SelfInvest's custom-built trading platform designed specifically for their clients.
- ✓ Custom Features
- ✓ Integrated Tools
📋 Platform Comparison
| Feature | MT4 | MT5 | cTrader | NanoTrader |
|---|---|---|---|---|
| Available | ✓ | ✗ | ✗ | ✓ |
| Copy Trading | ✗ | ✗ | ✗ | ✗ |
| Algo Trading | ✓ | ✗ | ✗ | ✗ |
| VPS Available | Not offered | |||
| API Access | Not available | |||
🌐 WH SelfInvest Tradable Instruments
WH SelfInvest offers access to 5000+ tradable instruments across multiple asset classes. This includes 80 forex pairs , and 4000 global stocks.
👤 WH SelfInvest Account Types
WH SelfInvest offers various account types to suit different trading needs and experience levels. Demo accounts are available for practice.
Practice with virtual funds
Not available
Not available
Not available
Not available
💳 WH SelfInvest Deposits & Withdrawals
WH SelfInvest requires a minimum deposit of $2500 .
📥 Deposit Methods
- 💳Credit/Debit Cards
- 🏦Bank Wire Transfer
- 📱E-Wallets (Skrill, Neteller)
📤 Withdrawal Methods
- 💳Credit/Debit Cards
- 🏦Bank Wire Transfer
- 📱E-Wallets
⚖️ WH SelfInvest Pros & Cons
✅ Pros
- Competitive spreads with average 0.9 pips on EUR/USD
- Top-tier CSSF regulation ensures high safety standards
- Free demo account available for practice
- Negative balance protection for retail traders
❌ Cons
- Minimum deposit of $2500 may be high for beginners
- No copy trading feature
- Limited educational resources for advanced traders
📚 WH SelfInvest Education & Research
WH SelfInvest's educational offerings are limited compared to some competitors.
Limited
Not available
Basic coverage
Available on trading platforms
🎧 WH SelfInvest Customer Support
WH SelfInvest offers customer support to assist traders with their queries.
⭐ WH SelfInvest User Reviews
📝 User reviews will be displayed here. Share your experience with WH SelfInvest!
Write a Review🏆 WH SelfInvest — Our Verdict
WH SelfInvest is a solid choice for most traders. With CSSF regulation, 0.9 pips EUR/USD spreads, and a $2500 minimum deposit, this broker is a good choice for safety-conscious traders .
Best for: Safety-focused traders
⚠️ Risk Warning: CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 74-89% of retail investor accounts lose money when trading CFDs with this provider. Consider whether you understand how CFDs work and whether you can afford the high risk of losing your money.
❓ WH SelfInvest — Frequently Asked Questions
Is WH SelfInvest a safe and regulated broker?
Yes, WH SelfInvest is regulated by CSSF, which is a Tier 1 - Highest Protection regulatory authority. The broker also holds licenses from 3 additional regulators. Client funds are kept in segregated accounts with negative balance protection.
What is the minimum deposit at WH SelfInvest?
The minimum deposit at WH SelfInvest is $2500. This is a moderate minimum deposit requirement.
What trading platforms does WH SelfInvest offer?
WH SelfInvest offers the following trading platforms:
- MetaTrader 4 (MT4) — The most popular forex trading platform
- NanoTrader — Custom-built trading solution
What are WH SelfInvest's spreads on EUR/USD?
WH SelfInvest offers EUR/USD spreads from 0.6 pips with an average of 0.9 pips. The broker uses Variable spreads.
How long do withdrawals take at WH SelfInvest?
Withdrawal processing times at WH SelfInvest depend on the payment method:
- E-wallets: 0-24 hours
- Credit/Debit Cards: 2-5 business days
- Bank Transfers: 3-7 business days
Does WH SelfInvest offer a demo account?
Yes, WH SelfInvest offers free demo accounts with virtual funds so you can practice trading without risking real money. This is an excellent way to test the platform and develop your trading strategy.
What is WH SelfInvest's maximum leverage?
WH SelfInvest offers maximum leverage of 1:30. However, note that leverage limits vary by region due to regulatory requirements:
- EU/UK/Australia: Up to 1:30 for major forex pairs (retail)
- Professional traders: Higher leverage may be available upon qualification
- Other jurisdictions: Leverage up to 1:30 may be available
Higher leverage increases both potential profits and potential losses.
Can I use WH SelfInvest in ?
WH SelfInvest accepts traders from . The broker operates under CSSF regulation. Always verify current availability and applicable regulations on the broker's website.
Does WH SelfInvest offer Islamic (swap-free) accounts?
WH SelfInvest does not currently advertise Islamic accounts. If you require swap-free trading, we recommend contacting them directly or considering an alternative broker.
What instruments can I trade with WH SelfInvest?
WH SelfInvest offers access to 5000+ tradable instruments:
- 80 Forex currency pairs
- 4000 Stock CFDs