Live Comparison

FXTM (ForexTime) VS XM

Detailed side-by-side analysis on 40+ criteria. Data updated 2026.

🏆 Winner XM
📊 Best Rating 4.5/5
💰 Lowest Spread 1.5 pips
🔒 Most Trusted XM
🏆 Our Verdict

XM 👑

4.5/5

In this 2-way comparison between FXTM (ForexTime) and XM, XM emerges as our top recommendation with an overall rating of 4.5/5.

Regulation: XM is regulated by CySEC, ensuring basic fund safety and operational standards.

Spread Comparison: While FXTM (ForexTime) offers the lowest spreads (1.5 pips), XM's 1.6 pips combined with superior overall features make it our top pick.

Best Broker For:

  • Beginners: XM (only $5 minimum)
  • Low Spreads: FXTM (ForexTime) (1.5 pips EUR/USD)
  • Trust & Safety: XM (88% trust score)
  • Overall Winner: XM (4.5/5 rating)
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40+ Criteria

FXTM (ForexTime)

★★★★★ 4.1
🏆 Winner

XM

★★★★★ 4.5
📊 Overview & Ratings
Overall Rating
4.1/5
4.5/5
🏆 Best
Trust Score
78%
88%
Founded 2011 2009
🛡️ Regulation & Safety
Primary Regulator CySEC CySEC
Segregated Accounts ✔ Yes ✔ Yes
Negative Balance Protection ✔ Yes ✔ Yes
Publicly Traded Private Private
💹 Trading Conditions
EUR/USD Spread 1.5 pips 💰 Lowest 1.6 pips
Spread Type Variable Variable
Commission $0 (spread only) $0 (spread only)
Max Leverage 1:2000 1:1000
💼 Account Conditions
Min Deposit $10 $5 💎 Lowest
Demo Account ✔ Unlimited ✔ Unlimited
Islamic Account ✔ Yes ✔ Yes
🖥️ Trading Platforms
MetaTrader 4
MetaTrader 5
cTrader
TradingView
Copy Trading ✔ Yes
Mobile App ✔ iOS/Android ✔ iOS/Android
🌐 Instruments
Total Instruments 250+ 1000+ 📈 Most
Forex Pairs 60 55
Cryptocurrencies 5 31
Stocks/CFDs 180 600
📚 Education & Support
Educational Content Limited ✔ Yes
Webinars ✔ Free

Frequently Asked Questions

Which is better: FXTM (ForexTime) or XM?

Based on our comprehensive analysis, XM scores higher overall with a 4.5/5 rating. However, the best choice depends on your trading priorities:

  • For lowest spreads: FXTM (ForexTime) (1.5 pips)
  • For lowest deposit: XM ($5)
  • For maximum trust: XM (88% trust score)
What are the main differences between these brokers?

Key differences in this comparison:

  • FXTM (ForexTime): CySEC, spreads from 1.5 pips, $10 min deposit, MT5 available
  • XM: CySEC, spreads from 1.6 pips, $5 min deposit, MT5 available
Which broker is best for beginners?

For beginners, we recommend XM due to its low $5 minimum deposit and unlimited demo account. They also offer comprehensive educational resources.

Are these brokers safe and regulated?

Here's the regulatory status for each broker:

  • FXTM (ForexTime): CySEC
  • XM: CySEC

We recommend choosing Tier-1 regulated brokers (FCA, ASIC, SEC, FINMA) for maximum fund protection.

⚠️ Risk Warning: CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 74-89% of retail investor accounts lose money when trading CFDs. Consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.