Live Comparison

HFM VS TopFX

Detailed side-by-side analysis on 40+ criteria. Data updated 2026.

🏆 Winner HFM
📊 Best Rating 4.3/5
💰 Lowest Spread 0 pips
🔒 Most Trusted HFM
🏆 Our Verdict

HFM 👑

4.3/5

In this 2-way comparison between HFM and TopFX, HFM emerges as our top recommendation with an overall rating of 4.3/5.

Regulation: HFM is regulated by CySEC, ensuring basic fund safety and operational standards.

Spread Comparison: While TopFX offers the lowest spreads (0 pips), HFM's 1.0 pips combined with superior overall features make it our top pick.

Best Broker For:

  • Beginners: TopFX (only $0 minimum)
  • Low Spreads: TopFX (0 pips EUR/USD)
  • Trust & Safety: HFM (82% trust score)
  • Overall Winner: HFM (4.3/5 rating)
← Scroll to compare →
40+ Criteria
🏆 Winner

HFM

★★★★★ 4.3

TopFX

★★★★★ 4.2
📊 Overview & Ratings
Overall Rating
4.3/5
🏆 Best
4.2/5
Trust Score
82%
75%
Founded 2010 2010
🛡️ Regulation & Safety
Primary Regulator CySEC CySEC
Segregated Accounts ✔ Yes ✔ Yes
Negative Balance Protection ✔ Yes ✔ Yes
Publicly Traded Private Private
💹 Trading Conditions
EUR/USD Spread 1.0 pips 💰 Lowest 0.0 pips
Spread Type Variable Raw/ecn
Commission $0 (spread only) $2.75/lot
Max Leverage 1:1000 1:500
💼 Account Conditions
Min Deposit $5 💎 Lowest $0
Demo Account ✔ Unlimited ✔ Unlimited
Islamic Account ✔ Yes ✔ Yes
🖥️ Trading Platforms
MetaTrader 4
MetaTrader 5
cTrader
TradingView
Copy Trading ✔ Yes ✔ Yes
Mobile App ✔ iOS/Android Web only
🌐 Instruments
Total Instruments 1200+ 📈 Most 600+
Forex Pairs 53 90
Cryptocurrencies 40 14
Stocks/CFDs 920 400
📚 Education & Support
Educational Content Limited Limited
Webinars

Frequently Asked Questions

Which is better: HFM or TopFX?

Based on our comprehensive analysis, HFM scores higher overall with a 4.3/5 rating. However, the best choice depends on your trading priorities:

  • For lowest spreads: TopFX (0 pips)
  • For lowest deposit: TopFX ($0)
  • For maximum trust: HFM (82% trust score)
What are the main differences between these brokers?

Key differences in this comparison:

  • HFM: CySEC, spreads from 1.0 pips, $5 min deposit, MT5 available
  • TopFX: CySEC, spreads from ? pips, $0 min deposit
Which broker is best for beginners?

For beginners, we recommend TopFX due to its low $0 minimum deposit and unlimited demo account.

Are these brokers safe and regulated?

Here's the regulatory status for each broker:

  • HFM: CySEC
  • TopFX: CySEC

We recommend choosing Tier-1 regulated brokers (FCA, ASIC, SEC, FINMA) for maximum fund protection.

⚠️ Risk Warning: CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 74-89% of retail investor accounts lose money when trading CFDs. Consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.